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There are 0 low-income apartments in Kutztown that offer reduced rents to eligible households.
Rental assistance programs support 180 low-income homes in Kutztown where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $-4 towards rent each month.
Affordable rent data for some communities last confirmed on July 2nd, 2024. Subdsidized rents typically change once a year based on federal guidance.
Public Housing Agencies Serving Kutztown, Pennsylvania
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
| Housing Authority | Programs |
|---|---|
| Berks County Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
Kutztown, Pennsylvania Affordable Housing Data
Income Based Apartments in Kutztown, Pennsylvania
Kutztown features 180 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Kutztown, Pennsylvania
There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Kutztown.
Housing Choice Vouchers in Kutztown, Pennsylvania
On average, Section 8 Housing Choice vouchers pay Kutztown landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Kutztown.
The maximum amount a voucher would pay on behalf of a low-income tenant in Kutztown, Pennsylvania for a two-bedroom apartment is between $1,188 and $1,452.
2024 Kutztown, Pennsylvania Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Kutztown, Pennsylvania Fair Market Rent | $895 | $1,041 | $1,320 | $1,649 | $1,758 |
| Kutztown, Pennsylvania Payment Standard Range | $806 to $985 | $937 to $1,145 | $1,188 to $1,452 | $1,484 to $1,814 | $1,582 to $1,934 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Kutztown, PA Affordable Housing Snapshot
| Total Affordable Apartment Properties | 4 |
|---|---|
| Total Low Income Apartments | 181 |
| Total Housing Units with Rental Assistance | 180 |
| Percentage of Housing Units Occupied By Renters | 39.22% |
| Average Renter Household Size | 2.29 |
| Average Household Size | 2.45 |
| Median Household Income | $48,750 ±$10,409 |
| Median Rent | $857 ±$42 |
| Percentage Of Renters Overburdened | 53.72% ± 16.33pp |
| Total Population | 5,018 |
Population and Household Demographics
Kutztown is a city in Berks County, Pennsylvania with a population of 5,018. There are 1,989 households in the city with an average household size of 2.45 persons. 39.22% of households in Kutztown are renters.
Income and Rent Overburden in Kutztown
The median gross income for households in Kutztown is $48,750 a year, or $4,063 a month. The median rent for the city is $857 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Kutztown, a household making less than $2,857 a month would be considered overburdened when renting an apartment at or above the median rent. 53.72% of households who rent are overburdened in Kutztown.
Area Median Income In Kutztown
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Kutztown, the AMI is calculated from all households within Berks County.
In Kutztown, HUD calculates the Area Median Income for a family of four as $95,300
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Kutztown
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Kutztown
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Kutztown AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$20,050 | $22,900 | $25,750 | $30,000 | $35,140 | $40,280 | $45,420 | $50,560 |
| 50% AMI Income Limits Renters earning up to 50% of the Kutztown AMI may qualify for rental assistance programs that target Very Low Income households. |
$33,400 | $38,150 | $42,900 | $47,650 | $51,500 | $55,300 | $59,100 | $62,900 |
| 80% AMI Income Limits Renters earning up to 80% of the Kutztown AMI may qualify for rental assistance programs that target Low Income households. |
$53,400 | $61,000 | $68,650 | $76,250 | $82,350 | $88,450 | $94,550 | $100,650 |
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