Low Income Apartments For Rent in Westfield, NJ

Rental assistance programs support 197 low-income homes in Westfield where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $359 towards rent each month.

Affordable rent data for some communities last confirmed on January 2nd, 2023. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving Westfield, New Jersey

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority	Programs
Union County Housing Authority	Section 8 Housing Choice Voucher (HCV)
State of New Jersey Department of Community Affairs	Section 8 Housing Choice Voucher (HCV)

Go to the New Jersey Public Housing and Low-Income Apartments Waiting Lists page for openings near Westfield.

Westfield, New Jersey Affordable Housing Data

Income Based Apartments in Westfield, New Jersey

Westfield features 197 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Westfield, New Jersey

There are 138 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Westfield.

Housing Choice Vouchers in Westfield, New Jersey

On average, Section 8 Housing Choice vouchers pay Westfield landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Westfield.

The maximum amount a voucher would pay on behalf of a low-income tenant in Westfield, New Jersey for a two-bedroom apartment is between $1,724 and $2,108.

2024 Westfield, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

	Studio	One BR	Two BR	Three BR	Four BR
Westfield, New Jersey Fair Market Rent	$1,379	$1,590	$1,916	$2,424	$2,800
Westfield, New Jersey Payment Standard Range	$1,241 to $1,517	$1,431 to $1,749	$1,724 to $2,108	$2,182 to $2,666	$2,520 to $3,080

Sourced from federal housing data and AffordableHousingOnline.com research.

Westfield, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 5

Total Low Income Apartments 335

Total Housing Units with Rental Assistance 197

Percentage of Housing Units Occupied By Renters 19.37%

Average Renter Household Size 2.19

Average Household Size 2.93

Median Household Income $146,734 ±$12,519

Median Rent $1,600 ±$106

Percentage Of Renters Overburdened 39.35% ± 9.23pp

Total Population 30,552

Total Affordable Apartment Properties	5
Total Low Income Apartments	335
Total Housing Units with Rental Assistance	197
Percentage of Housing Units Occupied By Renters	19.37%
Average Renter Household Size	2.19
Average Household Size	2.93
Median Household Income	$146,734 ±$12,519
Median Rent	$1,600 ±$106
Percentage Of Renters Overburdened	39.35% ± 9.23pp
Total Population	30,552

Population and Household Demographics

Westfield is a city in Union County, New Jersey with a population of 30,552. There are 10,351 households in the city with an average household size of 2.93 persons. 19.37% of households in Westfield are renters.

Income and Rent Overburden in Westfield

The median gross income for households in Westfield is $146,734 a year, or $12,228 a month. The median rent for the city is $1,600 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Westfield, a household making less than $5,333 a month would be considered overburdened when renting an apartment at or above the median rent. 39.35% of households who rent are overburdened in Westfield.

Area Median Income In Westfield

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Westfield, the AMI is calculated from all households within Union County.

In Westfield, HUD calculates the Area Median Income for a family of four as $124,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Westfield

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Westfield

	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
30% AMI Income Limits Renters earning up to 30% of the Westfield AMI may qualify for rental assistance programs that target Extremely Low Income households.	$25,600	$29,250	$32,900	$36,550	$39,500	$42,400	$45,420	$50,560
50% AMI Income Limits Renters earning up to 50% of the Westfield AMI may qualify for rental assistance programs that target Very Low Income households.	$42,650	$48,750	$54,850	$60,900	$65,800	$70,650	$75,550	$80,400
80% AMI Income Limits Renters earning up to 80% of the Westfield AMI may qualify for rental assistance programs that target Low Income households.	$66,300	$75,750	$85,200	$94,650	$102,250	$109,800	$117,400	$124,950