Low Income Apartments For Rent in Union County, NJ

There are 2,116 low-income apartments in Union County that offer reduced rents to eligible households. Low-income rents in Union County, New Jersey can range from $1,022 to $1,265 depending on the number of bedrooms.

Rental assistance programs support 4,957 low-income homes in Union County where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $416 towards rent each month.

Affordable rent data for some communities last confirmed on July 2nd, 2024. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving Union County, New Jersey

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority	Programs
Union County Housing Authority	Section 8 Housing Choice Voucher (HCV)
State of New Jersey Department of Community Affairs	Section 8 Housing Choice Voucher (HCV)

Go to the New Jersey Public Housing and Low-Income Apartments Waiting Lists page for openings near Union County.

Union County, New Jersey Affordable Housing Data

Income Based Apartments in Union County, New Jersey

Union County features 4,957 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Union County, New Jersey

There are 2,116 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Union County.

Housing Choice Vouchers in Union County, New Jersey

On average, Section 8 Housing Choice vouchers pay Union County landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Union County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Union County, New Jersey for a two-bedroom apartment is between $1,724 and $2,108.

2024 Union County, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

	Studio	One BR	Two BR	Three BR	Four BR
Union County, New Jersey Fair Market Rent	$1,379	$1,590	$1,916	$2,424	$2,800
Union County, New Jersey Payment Standard Range	$1,241 to $1,517	$1,431 to $1,749	$1,724 to $2,108	$2,182 to $2,666	$2,520 to $3,080

Sourced from federal housing data and AffordableHousingOnline.com research.

Union County, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 122

Total Low Income Apartments 7,107

Total Housing Units with Rental Assistance 4,957

Percentage of Housing Units Occupied By Renters 40.92%

Average Renter Household Size 2.72

Average Household Size 2.91

Median Household Income $69,594 ±$1,178

Median Rent $1,174 ±$12

Percentage Of Renters Overburdened 53.26% ± 1.72pp

Total Population 548,744

Total Affordable Apartment Properties	122
Total Low Income Apartments	7,107
Total Housing Units with Rental Assistance	4,957
Percentage of Housing Units Occupied By Renters	40.92%
Average Renter Household Size	2.72
Average Household Size	2.91
Median Household Income	$69,594 ±$1,178
Median Rent	$1,174 ±$12
Percentage Of Renters Overburdened	53.26% ± 1.72pp
Total Population	548,744

Population and Household Demographics

Union County is a county in New Jersey with a population of 548,744. There are 186,175 households in the county with an average household size of 2.91 persons. 40.92% of households in Union County are renters.

Income and Rent Overburden in Union County

The median gross income for households in Union County is $69,594 a year, or $5,800 a month. The median rent for the county is $1,174 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Union County, a household making less than $3,913 a month would be considered overburdened when renting an apartment at or above the median rent. 53.26% of households who rent are overburdened in Union County.

Area Median Income In Union County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Union County, HUD calculates the Area Median Income for a family of four as $124,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Union County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Union County

	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
30% AMI Income Limits Renters earning up to 30% of the Union County AMI may qualify for rental assistance programs that target Extremely Low Income households.	$25,600	$29,250	$32,900	$36,550	$39,500	$42,400	$45,420	$50,560
50% AMI Income Limits Renters earning up to 50% of the Union County AMI may qualify for rental assistance programs that target Very Low Income households.	$42,650	$48,750	$54,850	$60,900	$65,800	$70,650	$75,550	$80,400
80% AMI Income Limits Renters earning up to 80% of the Union County AMI may qualify for rental assistance programs that target Low Income households.	$66,300	$75,750	$85,200	$94,650	$102,250	$109,800	$117,400	$124,950