Apply to Paulsboro Apartment Waiting Lists
- RAD Section 8 Project-Based Voucher is open.
- Colonial Park Apartments, Shepard's Farm and Nancy J Elkis, Other Programs Senior is open.
- Carino Park Apartments and Deptford Park Apartments, 1-Bedroom Senior / Disabled Public Housing is open.
- Village at Harmony Garden, 1 and 2-Bedroom Disabled Section 8 Project-Based Voucher is open.
- Camp Salute, Veteran Section 8 Project-Based Voucher is open.
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There are 0 low-income apartments in Paulsboro that offer reduced rents to eligible households.
Rental assistance programs support 150 low-income homes in Paulsboro where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $399 towards rent each month.
Affordable rent data for some communities last confirmed on June 25th, 2024. Subdsidized rents typically change once a year based on federal guidance.
Public Housing Agencies Serving Paulsboro, New Jersey
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
| Housing Authority | Programs |
|---|---|
| State of New Jersey Department of Community Affairs | Section 8 Housing Choice Voucher (HCV) |
| Housing Authority of Gloucester County | Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency; Section 8 Project-Based Voucher (PBV); Mainstream Voucher; Rental Assistance Demonstration (RAD); Moderate Rehabilitation |
Paulsboro, New Jersey Affordable Housing Data
Income Based Apartments in Paulsboro, New Jersey
Paulsboro features 150 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Paulsboro, New Jersey
There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Paulsboro.
Housing Choice Vouchers in Paulsboro, New Jersey
On average, Section 8 Housing Choice vouchers pay Paulsboro landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Paulsboro.
The maximum amount a voucher would pay on behalf of a low-income tenant in Paulsboro, New Jersey for a two-bedroom apartment is between $1,563 and $1,911.
2024 Paulsboro, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Paulsboro, New Jersey Fair Market Rent | $1,303 | $1,451 | $1,737 | $2,100 | $2,422 |
| Paulsboro, New Jersey Payment Standard Range | $1,173 to $1,433 | $1,306 to $1,596 | $1,563 to $1,911 | $1,890 to $2,310 | $2,180 to $2,664 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Paulsboro, NJ Affordable Housing Snapshot
| Total Affordable Apartment Properties | 7 |
|---|---|
| Total Low Income Apartments | 156 |
| Total Housing Units with Rental Assistance | 150 |
| Percentage of Housing Units Occupied By Renters | 37.95% |
| Average Renter Household Size | 2.68 |
| Average Household Size | 2.70 |
| Median Household Income | $40,925 ±$6,293 |
| Median Rent | $994 ±$172 |
| Percentage Of Renters Overburdened | 70.33% ± 12.21pp |
| Total Population | 6,025 |
Population and Household Demographics
Paulsboro is a city in Gloucester County, New Jersey with a population of 6,025. There are 2,229 households in the city with an average household size of 2.70 persons. 37.95% of households in Paulsboro are renters.
Income and Rent Overburden in Paulsboro
The median gross income for households in Paulsboro is $40,925 a year, or $3,410 a month. The median rent for the city is $994 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Paulsboro, a household making less than $3,313 a month would be considered overburdened when renting an apartment at or above the median rent. 70.33% of households who rent are overburdened in Paulsboro.
Area Median Income In Paulsboro
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Paulsboro, the AMI is calculated from all households within Gloucester County.
In Paulsboro, HUD calculates the Area Median Income for a family of four as $114,400
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Paulsboro
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Paulsboro
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Paulsboro AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$23,450 | $26,800 | $30,150 | $33,500 | $36,200 | $40,280 | $45,420 | $50,560 |
| 50% AMI Income Limits Renters earning up to 50% of the Paulsboro AMI may qualify for rental assistance programs that target Very Low Income households. |
$39,100 | $44,650 | $50,250 | $55,800 | $60,300 | $64,750 | $69,200 | $73,700 |
| 80% AMI Income Limits Renters earning up to 80% of the Paulsboro AMI may qualify for rental assistance programs that target Low Income households. |
$62,500 | $71,400 | $80,350 | $89,250 | $96,400 | $103,550 | $110,700 | $117,850 |
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