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There are 221 low-income apartments in North Bergen that offer reduced rents to eligible households.
Rental assistance programs support 1,850 low-income homes in North Bergen where households pay rent based on how much they earn.
Affordable rent data for some communities last confirmed on June 25th, 2024. Subdsidized rents typically change once a year based on federal guidance.
Public Housing Agencies Serving North Bergen, New Jersey
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
| Housing Authority | Programs |
|---|---|
| North Bergen Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| State of New Jersey Department of Community Affairs | Section 8 Housing Choice Voucher (HCV) |
North Bergen, New Jersey Affordable Housing Data
Income Based Apartments in North Bergen, New Jersey
North Bergen features 1,850 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in North Bergen, New Jersey
There are 221 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in North Bergen.
Housing Choice Vouchers in North Bergen, New Jersey
On average, Section 8 Housing Choice vouchers pay North Bergen landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in North Bergen.
The maximum amount a voucher would pay on behalf of a low-income tenant in North Bergen, New Jersey for a two-bedroom apartment is between $2,069 and $2,529.
2024 North Bergen, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| North Bergen, New Jersey Fair Market Rent | $1,993 | $2,025 | $2,299 | $2,855 | $3,183 |
| North Bergen, New Jersey Payment Standard Range | $1,794 to $2,192 | $1,823 to $2,228 | $2,069 to $2,529 | $2,570 to $3,141 | $2,865 to $3,501 |
Sourced from federal housing data and AffordableHousingOnline.com research.
North Bergen, NJ Affordable Housing Snapshot
| Total Affordable Apartment Properties | 28 |
|---|---|
| Total Low Income Apartments | 2,086 |
| Total Housing Units with Rental Assistance | 1,850 |
| Percentage of Housing Units Occupied By Renters | % |
| Average Renter Household Size | 0.00 |
| Average Household Size | 0.00 |
| Median Household Income | $0 ±$0 |
| Median Rent | $0 ±$0 |
| Total Population | 0 |
Population and Household Demographics
North Bergen is a city in Hudson County, New Jersey with a population of 0. There are 0 households in the city with an average household size of 0.00 persons. % of households in North Bergen are renters.
Income and Rent Overburden in North Bergen
The median gross income for households in North Bergen is $0 a year, or $0 a month. The median rent for the city is $0 a month.
Area Median Income In North Bergen
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For North Bergen, the AMI is calculated from all households within Hudson County.
In North Bergen, HUD calculates the Area Median Income for a family of four as $100,900
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in North Bergen
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in North Bergen
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the North Bergen AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$25,550 | $29,200 | $32,850 | $36,500 | $39,450 | $42,350 | $45,420 | $50,560 |
| 50% AMI Income Limits Renters earning up to 50% of the North Bergen AMI may qualify for rental assistance programs that target Very Low Income households. |
$42,600 | $48,700 | $54,800 | $60,850 | $65,750 | $70,600 | $75,500 | $80,350 |
| 80% AMI Income Limits Renters earning up to 80% of the North Bergen AMI may qualify for rental assistance programs that target Low Income households. |
$68,150 | $77,850 | $87,600 | $97,300 | $105,100 | $112,900 | $120,700 | $128,450 |
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