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There are 525 low-income apartments in St Louis County that offer reduced rents to eligible households. Low-income rents in St Louis County, Minnesota can range from $1 to $1,234 depending on the number of bedrooms.
Rental assistance programs support 4,799 low-income homes in St Louis County where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $293 towards rent each month.
Affordable rent data for some communities last confirmed on July 2nd, 2024. Subdsidized rents typically change once a year based on federal guidance.
St Louis County, Minnesota Affordable Housing Data
Income Based Apartments in St Louis County, Minnesota
St Louis County features 4,799 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in St Louis County, Minnesota
There are 525 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in St Louis County.
Housing Choice Vouchers in St Louis County, Minnesota
On average, Section 8 Housing Choice vouchers pay St Louis County landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in St Louis County.
The maximum amount a voucher would pay on behalf of a low-income tenant in St Louis County, Minnesota for a two-bedroom apartment is between $1,002 and $1,224.
2024 St Louis County, Minnesota Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| St Louis County, Minnesota Fair Market Rent | $762 | $868 | $1,113 | $1,485 | $1,889 |
| St Louis County, Minnesota Payment Standard Range | $686 to $838 | $781 to $955 | $1,002 to $1,224 | $1,337 to $1,634 | $1,700 to $2,078 |
Sourced from federal housing data and AffordableHousingOnline.com research.
St Louis County, MN Affordable Housing Snapshot
| Total Affordable Apartment Properties | 119 |
|---|---|
| Total Low Income Apartments | 5,371 |
| Total Housing Units with Rental Assistance | 4,799 |
| Percentage of Housing Units Occupied By Renters | 28.92% |
| Average Renter Household Size | 2.01 |
| Average Household Size | 2.26 |
| Median Household Income | $48,331 ±$1,074 |
| Median Rent | $685 ±$14 |
| Percentage Of Renters Overburdened | 49.79% ± 2.3pp |
| Total Population | 200,506 |
Population and Household Demographics
St Louis County is a county in Minnesota with a population of 200,506. There are 84,545 households in the county with an average household size of 2.26 persons. 28.92% of households in St Louis County are renters.
Income and Rent Overburden in St Louis County
The median gross income for households in St Louis County is $48,331 a year, or $4,028 a month. The median rent for the county is $685 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In St Louis County, a household making less than $2,283 a month would be considered overburdened when renting an apartment at or above the median rent. 49.79% of households who rent are overburdened in St Louis County.
Area Median Income In St Louis County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In St Louis County, HUD calculates the Area Median Income for a family of four as $93,500
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in St Louis County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in St Louis County
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the St Louis County AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$19,000 | $21,700 | $24,860 | $30,000 | $35,140 | $40,280 | $45,420 | $50,560 |
| 50% AMI Income Limits Renters earning up to 50% of the St Louis County AMI may qualify for rental assistance programs that target Very Low Income households. |
$31,650 | $36,150 | $40,650 | $45,150 | $48,800 | $52,400 | $56,000 | $59,600 |
| 80% AMI Income Limits Renters earning up to 80% of the St Louis County AMI may qualify for rental assistance programs that target Low Income households. |
$50,600 | $57,800 | $65,050 | $72,250 | $78,050 | $83,850 | $89,600 | $95,400 |
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