; Low Income Apartments For Rent in Utica, MI

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45280 Keding St Unit Apt 101

45280 Keding St Unit Apt 101
Utica, Michigan
$1,230
2 BR
Showing Results 1-15
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There are 0 low-income apartments in Utica that offer reduced rents to eligible households.

Rental assistance programs support 0 low-income homes in Utica where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $413 towards rent each month.

Affordable rent data for some communities last confirmed on June 25th, 2024. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving Utica, Michigan

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Detroit Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-Sufficiency; Section 8 Project-Based Voucher (PBV); Moderate Rehabilitation; Family Unification Program (FUP)
Michigan State Housing Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)
Ferndale Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing
Plymouth Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency; Rental Assistance Demonstration (RAD); Family Unification Program (FUP)
River Rouge Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing
Go to the Michigan Public Housing and Low-Income Apartments Waiting Lists page for openings near Utica.

Utica, Michigan Affordable Housing Data

Income Based Apartments in Utica, Michigan

Utica features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Utica, Michigan

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Utica.

Housing Choice Vouchers in Utica, Michigan

On average, Section 8 Housing Choice vouchers pay Utica landlords $600 per month towards rent. The average voucher holder contributes $400 towards rent in Utica.

The maximum amount a voucher would pay on behalf of a low-income tenant in Utica, Michigan for a two-bedroom apartment is between $1,162 and $1,420.

2024 Utica, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Utica, Michigan Fair Market Rent $920 $1,019 $1,291 $1,595 $1,719
Utica, Michigan Payment Standard Range $828 to $1,012 $917 to $1,121 $1,162 to $1,420 $1,436 to $1,755 $1,547 to $1,891

Sourced from federal housing data and AffordableHousingOnline.com research.

Utica, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 1
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 46.65%
Average Renter Household Size 1.83
Average Household Size 2.15
Median Household Income $48,555 ±$7,327
Median Rent $723 ±$33
Percentage Of Renters Overburdened 45.69% ± 8.63pp
Total Population 4,794

Population and Household Demographics

Utica is a city in Macomb County, Michigan with a population of 4,794. There are 2,191 households in the city with an average household size of 2.15 persons. 46.65% of households in Utica are renters.

Income and Rent Overburden in Utica

The median gross income for households in Utica is $48,555 a year, or $4,046 a month. The median rent for the city is $723 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Utica, a household making less than $2,410 a month would be considered overburdened when renting an apartment at or above the median rent. 45.69% of households who rent are overburdened in Utica.

Area Median Income In Utica

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Utica, the AMI is calculated from all households within Macomb County.

In Utica, HUD calculates the Area Median Income for a family of four as $94,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Utica

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Utica

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Utica AMI may qualify for rental assistance programs that target Extremely Low Income households.
$19,900 $22,750 $25,600 $30,000 $35,140 $40,280 $45,420 $50,560
50% AMI Income Limits
Renters earning up to 50% of the Utica AMI may qualify for rental assistance programs that target Very Low Income households.
$33,150 $37,900 $42,650 $47,350 $51,150 $54,950 $58,750 $62,550
80% AMI Income Limits
Renters earning up to 80% of the Utica AMI may qualify for rental assistance programs that target Low Income households.
$53,050 $60,600 $68,200 $75,750 $81,850 $87,900 $93,950 $100,000