Apply to Cumberland County Apartment Waiting Lists
Island View Apartments
Deering Place
Pikes Farm
Clearwater Bend Townhouses
Steeple Square
Huston Commons
Riverview Terrace
Blackstone Senior Housing
Ridgewood Apartments II
There are 3,546 low-income apartments in Cumberland County that offer reduced rents to eligible households. Low-income rents in Cumberland County, Maine can range from $637 to $1,875 depending on the number of bedrooms.
Rental assistance programs support 2,515 low-income homes in Cumberland County where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $379 towards rent each month.
Affordable rent data for some communities last confirmed on June 25th, 2024. Subdsidized rents typically change once a year based on federal guidance.
Public Housing Agencies Serving Cumberland County, Maine
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
| Housing Authority | Programs |
|---|---|
| Maine State Housing Authority | Section 8 Housing Choice Voucher (HCV) |
| Westbrook Housing Authority | Section 8 Housing Choice Voucher (HCV); Section 8 Project-Based Voucher (PBV) |
Cumberland County, Maine Affordable Housing Data
Income Based Apartments in Cumberland County, Maine
Cumberland County features 2,515 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Cumberland County, Maine
There are 3,546 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cumberland County.
Housing Choice Vouchers in Cumberland County, Maine
On average, Section 8 Housing Choice vouchers pay Cumberland County landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Cumberland County.
2024 Cumberland County, Maine Fair Market Rents
Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.
| Town/Area | Studio | One BR | Two BR | Three BR | Four BR |
|---|---|---|---|---|---|
| Baldwin town | $1,035 | $1,162 | $1,527 | $1,904 | $2,251 |
| Bridgton town | $1,035 | $1,162 | $1,527 | $1,904 | $2,251 |
| Brunswick town | $1,035 | $1,162 | $1,527 | $1,904 | $2,251 |
| Cape Elizabeth town | $1,319 | $1,512 | $1,946 | $2,418 | $2,742 |
| Casco town | $1,319 | $1,512 | $1,946 | $2,418 | $2,742 |
| Chebeague Island town | $1,319 | $1,512 | $1,946 | $2,418 | $2,742 |
| Cumberland town | $1,319 | $1,512 | $1,946 | $2,418 | $2,742 |
| Falmouth town | $1,319 | $1,512 | $1,946 | $2,418 | $2,742 |
| Freeport town | $1,319 | $1,512 | $1,946 | $2,418 | $2,742 |
| Frye Island town | $1,319 | $1,512 | $1,946 | $2,418 | $2,742 |
| Gorham town | $1,319 | $1,512 | $1,946 | $2,418 | $2,742 |
| Gray town | $1,319 | $1,512 | $1,946 | $2,418 | $2,742 |
| Harpswell town | $1,035 | $1,162 | $1,527 | $1,904 | $2,251 |
| Harrison town | $1,035 | $1,162 | $1,527 | $1,904 | $2,251 |
| Long Island town | $1,319 | $1,512 | $1,946 | $2,418 | $2,742 |
| Naples town | $1,035 | $1,162 | $1,527 | $1,904 | $2,251 |
| New Gloucester town | $1,035 | $1,162 | $1,527 | $1,904 | $2,251 |
| North Yarmouth town | $1,319 | $1,512 | $1,946 | $2,418 | $2,742 |
| Portland city | $1,319 | $1,512 | $1,946 | $2,418 | $2,742 |
| Pownal town | $1,035 | $1,162 | $1,527 | $1,904 | $2,251 |
| Raymond town | $1,319 | $1,512 | $1,946 | $2,418 | $2,742 |
| Scarborough town | $1,319 | $1,512 | $1,946 | $2,418 | $2,742 |
| Sebago town | $1,035 | $1,162 | $1,527 | $1,904 | $2,251 |
| South Portland city | $1,319 | $1,512 | $1,946 | $2,418 | $2,742 |
| Standish town | $1,319 | $1,512 | $1,946 | $2,418 | $2,742 |
| Westbrook city | $1,319 | $1,512 | $1,946 | $2,418 | $2,742 |
| Windham town | $1,319 | $1,512 | $1,946 | $2,418 | $2,742 |
| Yarmouth town | $1,319 | $1,512 | $1,946 | $2,418 | $2,742 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Cumberland County, ME Affordable Housing Snapshot
| Total Affordable Apartment Properties | 130 |
|---|---|
| Total Low Income Apartments | 6,420 |
| Total Housing Units with Rental Assistance | 2,515 |
| Percentage of Housing Units Occupied By Renters | 32.49% |
| Average Renter Household Size | 2.04 |
| Average Household Size | 2.37 |
| Median Household Income | $60,051 ±$1,201 |
| Median Rent | $971 ±$15 |
| Percentage Of Renters Overburdened | 48.39% ± 2.06pp |
| Total Population | 286,119 |
Population and Household Demographics
Cumberland County is a county in Maine with a population of 286,119. There are 117,135 households in the county with an average household size of 2.37 persons. 32.49% of households in Cumberland County are renters.
Income and Rent Overburden in Cumberland County
The median gross income for households in Cumberland County is $60,051 a year, or $5,004 a month. The median rent for the county is $971 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cumberland County, a household making less than $3,237 a month would be considered overburdened when renting an apartment at or above the median rent. 48.39% of households who rent are overburdened in Cumberland County.
Area Median Income In Cumberland County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Cumberland County, HUD calculates the Area Median Income for a family of four as $102,800
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Cumberland County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Cumberland County
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Cumberland County AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$19,500 | $22,300 | $25,100 | $30,000 | $35,140 | $40,280 | $45,420 | $50,560 |
| 50% AMI Income Limits Renters earning up to 50% of the Cumberland County AMI may qualify for rental assistance programs that target Very Low Income households. |
$32,550 | $37,200 | $41,850 | $46,450 | $50,200 | $53,900 | $57,600 | $61,350 |
| 80% AMI Income Limits Renters earning up to 80% of the Cumberland County AMI may qualify for rental assistance programs that target Low Income households. |
$52,050 | $59,450 | $66,900 | $74,300 | $80,250 | $86,200 | $92,150 | $98,100 |
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