Low Income Apartments For Rent in Cleveland, TN

There are 706 low-income apartments in Cleveland that offer reduced rents to eligible households. Low-income rents in Cleveland, Tennessee can range from $620 to $725 depending on the number of bedrooms.

Rental assistance programs support 871 low-income homes in Cleveland where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $293 towards rent each month.

Affordable rent data for some communities last confirmed on July 7th, 2024. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving Cleveland, Tennessee

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority	Programs
Cleveland Housing Authority	Section 8 Housing Choice Voucher (HCV); Public Housing

Go to the Tennessee Public Housing and Low-Income Apartments Waiting Lists page for openings near Cleveland.

Cleveland, Tennessee Affordable Housing Data

Income Based Apartments in Cleveland, Tennessee

Cleveland features 871 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cleveland, Tennessee

There are 706 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cleveland.

Housing Choice Vouchers in Cleveland, Tennessee

On average, Section 8 Housing Choice vouchers pay Cleveland landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Cleveland.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cleveland, Tennessee for a two-bedroom apartment is between $1,003 and $1,225.

2024 Cleveland, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

	Studio	One BR	Two BR	Three BR	Four BR
Cleveland, Tennessee Fair Market Rent	$789	$848	$1,114	$1,462	$1,529
Cleveland, Tennessee Payment Standard Range	$710 to $868	$763 to $933	$1,003 to $1,225	$1,316 to $1,608	$1,376 to $1,682

Sourced from federal housing data and AffordableHousingOnline.com research.

Cleveland, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 43

Total Low Income Apartments 1,584

Total Housing Units with Rental Assistance 871

Percentage of Housing Units Occupied By Renters 52.95%

Average Renter Household Size 2.35

Average Household Size 2.51

Median Household Income $36,669 ±$2,749

Median Rent $705 ±$18

Percentage Of Renters Overburdened 53.27% ± 4.67pp

Total Population 42,895

Total Affordable Apartment Properties	43
Total Low Income Apartments	1,584
Total Housing Units with Rental Assistance	871
Percentage of Housing Units Occupied By Renters	52.95%
Average Renter Household Size	2.35
Average Household Size	2.51
Median Household Income	$36,669 ±$2,749
Median Rent	$705 ±$18
Percentage Of Renters Overburdened	53.27% ± 4.67pp
Total Population	42,895

Population and Household Demographics

Cleveland is a city in Bradley County, Tennessee with a population of 42,895. There are 15,980 households in the city with an average household size of 2.51 persons. 52.95% of households in Cleveland are renters.

Income and Rent Overburden in Cleveland

The median gross income for households in Cleveland is $36,669 a year, or $3,056 a month. The median rent for the city is $705 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cleveland, a household making less than $2,350 a month would be considered overburdened when renting an apartment at or above the median rent. 53.27% of households who rent are overburdened in Cleveland.

Area Median Income In Cleveland

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cleveland, the AMI is calculated from all households within Bradley County.

In Cleveland, HUD calculates the Area Median Income for a family of four as $80,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cleveland

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cleveland

	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
30% AMI Income Limits Renters earning up to 30% of the Cleveland AMI may qualify for rental assistance programs that target Extremely Low Income households.	$14,580	$19,720	$24,860	$30,000	$35,140	$40,100	$42,850	$45,650
50% AMI Income Limits Renters earning up to 50% of the Cleveland AMI may qualify for rental assistance programs that target Very Low Income households.	$24,200	$27,650	$31,100	$34,550	$37,350	$40,100	$42,850	$45,650
80% AMI Income Limits Renters earning up to 80% of the Cleveland AMI may qualify for rental assistance programs that target Low Income households.	$38,750	$44,250	$49,800	$55,300	$59,750	$64,150	$68,600	$73,000