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There are 40 low-income apartments in Ridgeland that offer reduced rents to eligible households.
Rental assistance programs support 163 low-income homes in Ridgeland where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $-4 towards rent each month.
Affordable rent data for some communities last confirmed on July 2nd, 2024. Subdsidized rents typically change once a year based on federal guidance.
Public Housing Agencies Serving Ridgeland, South Carolina
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
| Housing Authority | Programs |
|---|---|
| South Carolina Regional Housing Authority No. 3 | Section 8 Housing Choice Voucher (HCV); Public Housing |
Ridgeland, South Carolina Affordable Housing Data
Income Based Apartments in Ridgeland, South Carolina
Ridgeland features 163 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Ridgeland, South Carolina
There are 40 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Ridgeland.
Housing Choice Vouchers in Ridgeland, South Carolina
On average, Section 8 Housing Choice vouchers pay Ridgeland landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Ridgeland.
The maximum amount a voucher would pay on behalf of a low-income tenant in Ridgeland, South Carolina for a two-bedroom apartment is between $1,067 and $1,305.
2024 Ridgeland, South Carolina Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Ridgeland, South Carolina Fair Market Rent | $1,028 | $1,056 | $1,186 | $1,671 | $1,891 |
| Ridgeland, South Carolina Payment Standard Range | $925 to $1,131 | $950 to $1,162 | $1,067 to $1,305 | $1,504 to $1,838 | $1,702 to $2,080 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Ridgeland, SC Affordable Housing Snapshot
| Total Affordable Apartment Properties | 7 |
|---|---|
| Total Low Income Apartments | 204 |
| Total Housing Units with Rental Assistance | 163 |
| Percentage of Housing Units Occupied By Renters | 41.19% |
| Average Renter Household Size | 3.21 |
| Average Household Size | 2.81 |
| Median Household Income | $35,405 ±$8,083 |
| Median Rent | $733 ±$141 |
| Percentage Of Renters Overburdened | 41.63% ± 15.71pp |
| Total Population | 4,030 |
Population and Household Demographics
Ridgeland is a city in Jasper County, South Carolina with a population of 4,030. There are 1,248 households in the city with an average household size of 2.81 persons. 41.19% of households in Ridgeland are renters.
Income and Rent Overburden in Ridgeland
The median gross income for households in Ridgeland is $35,405 a year, or $2,950 a month. The median rent for the city is $733 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Ridgeland, a household making less than $2,443 a month would be considered overburdened when renting an apartment at or above the median rent. 41.63% of households who rent are overburdened in Ridgeland.
Area Median Income In Ridgeland
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Ridgeland, the AMI is calculated from all households within Jasper County.
In Ridgeland, HUD calculates the Area Median Income for a family of four as $64,400
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Ridgeland
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Ridgeland
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Ridgeland AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$14,580 | $19,720 | $24,860 | $30,000 | $34,200 | $36,750 | $39,250 | $41,800 |
| 50% AMI Income Limits Renters earning up to 50% of the Ridgeland AMI may qualify for rental assistance programs that target Very Low Income households. |
$22,200 | $25,350 | $28,500 | $31,650 | $34,200 | $36,750 | $39,250 | $41,800 |
| 80% AMI Income Limits Renters earning up to 80% of the Ridgeland AMI may qualify for rental assistance programs that target Low Income households. |
$35,500 | $40,550 | $45,600 | $50,650 | $54,750 | $58,800 | $62,850 | $66,900 |
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