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There are 99 low-income apartments in Mount Joy that offer reduced rents to eligible households. Low-income rents in Mount Joy, Pennsylvania can range from $831 to $1,285 depending on the number of bedrooms.
Rental assistance programs support 0 low-income homes in Mount Joy where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $323 towards rent each month.
Affordable rent data for some communities last confirmed on July 2nd, 2024. Subdsidized rents typically change once a year based on federal guidance.
Public Housing Agencies Serving Mount Joy, Pennsylvania
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
| Housing Authority | Programs |
|---|---|
| Lancaster County Housing Authority | Section 8 Housing Choice Voucher (HCV) |
Mount Joy, Pennsylvania Affordable Housing Data
Income Based Apartments in Mount Joy, Pennsylvania
Mount Joy features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Mount Joy, Pennsylvania
There are 99 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Mount Joy.
Housing Choice Vouchers in Mount Joy, Pennsylvania
On average, Section 8 Housing Choice vouchers pay Mount Joy landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Mount Joy.
The maximum amount a voucher would pay on behalf of a low-income tenant in Mount Joy, Pennsylvania for a two-bedroom apartment is between $1,200 and $1,466.
2024 Mount Joy, Pennsylvania Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Mount Joy, Pennsylvania Fair Market Rent | $938 | $1,061 | $1,333 | $1,725 | $1,775 |
| Mount Joy, Pennsylvania Payment Standard Range | $844 to $1,032 | $955 to $1,167 | $1,200 to $1,466 | $1,553 to $1,898 | $1,598 to $1,953 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Mount Joy, PA Affordable Housing Snapshot
| Total Affordable Apartment Properties | 4 |
|---|---|
| Total Low Income Apartments | 100 |
| Total Housing Units with Rental Assistance | 0 |
| Percentage of Housing Units Occupied By Renters | 36.89% |
| Average Renter Household Size | 2.28 |
| Average Household Size | 2.39 |
| Median Household Income | $53,900 ±$3,559 |
| Median Rent | $887 ±$66 |
| Percentage Of Renters Overburdened | 50.37% ± 13.7pp |
| Total Population | 7,891 |
Population and Household Demographics
Mount Joy is a city in Lancaster County, Pennsylvania with a population of 7,891. There are 3,304 households in the city with an average household size of 2.39 persons. 36.89% of households in Mount Joy are renters.
Income and Rent Overburden in Mount Joy
The median gross income for households in Mount Joy is $53,900 a year, or $4,492 a month. The median rent for the city is $887 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Mount Joy, a household making less than $2,957 a month would be considered overburdened when renting an apartment at or above the median rent. 50.37% of households who rent are overburdened in Mount Joy.
Area Median Income In Mount Joy
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Mount Joy, the AMI is calculated from all households within Lancaster County.
In Mount Joy, HUD calculates the Area Median Income for a family of four as $98,000
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Mount Joy
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Mount Joy
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Mount Joy AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$20,100 | $22,950 | $25,800 | $30,000 | $35,140 | $40,280 | $45,420 | $50,560 |
| 50% AMI Income Limits Renters earning up to 50% of the Mount Joy AMI may qualify for rental assistance programs that target Very Low Income households. |
$33,450 | $38,200 | $43,000 | $47,750 | $51,600 | $55,400 | $59,250 | $63,050 |
| 80% AMI Income Limits Renters earning up to 80% of the Mount Joy AMI may qualify for rental assistance programs that target Low Income households. |
$53,500 | $61,150 | $68,800 | $76,400 | $82,550 | $88,650 | $94,750 | $100,850 |
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