Apply to Cumberland County Apartment Waiting Lists
The Townhomes at Factory Square
Roxbury Ridge Apartments
Orchard Apartments
The Point at Sporting Hill
The Flats at Factory Square
Susquehanna View Apartments
Episcopal Square Apartments
Boiling Springs Apartments
There are 1,119 low-income apartments in Cumberland County that offer reduced rents to eligible households.
Rental assistance programs support 1,541 low-income homes in Cumberland County where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $403 towards rent each month.
Affordable rent data for some communities last confirmed on July 2nd, 2024. Subdsidized rents typically change once a year based on federal guidance.
Public Housing Agencies Serving Cumberland County, Pennsylvania
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
| Housing Authority | Programs |
|---|---|
| Cumberland County Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
Cumberland County, Pennsylvania Affordable Housing Data
Income Based Apartments in Cumberland County, Pennsylvania
Cumberland County features 1,541 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Cumberland County, Pennsylvania
There are 1,119 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cumberland County.
Housing Choice Vouchers in Cumberland County, Pennsylvania
On average, Section 8 Housing Choice vouchers pay Cumberland County landlords $500 per month towards rent. The average voucher holder contributes $400 towards rent in Cumberland County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Cumberland County, Pennsylvania for a two-bedroom apartment is between $1,146 and $1,400.
2024 Cumberland County, Pennsylvania Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Cumberland County, Pennsylvania Fair Market Rent | $876 | $1,021 | $1,273 | $1,634 | $1,695 |
| Cumberland County, Pennsylvania Payment Standard Range | $788 to $964 | $919 to $1,123 | $1,146 to $1,400 | $1,471 to $1,797 | $1,526 to $1,865 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Cumberland County, PA Affordable Housing Snapshot
| Total Affordable Apartment Properties | 69 |
|---|---|
| Total Low Income Apartments | 2,682 |
| Total Housing Units with Rental Assistance | 1,541 |
| Percentage of Housing Units Occupied By Renters | 29.32% |
| Average Renter Household Size | 2.07 |
| Average Household Size | 2.38 |
| Median Household Income | $61,820 ±$885 |
| Median Rent | $886 ±$15 |
| Percentage Of Renters Overburdened | 43.57% ± 2.47pp |
| Total Population | 241,427 |
Population and Household Demographics
Cumberland County is a county in Pennsylvania with a population of 241,427. There are 95,950 households in the county with an average household size of 2.38 persons. 29.32% of households in Cumberland County are renters.
Income and Rent Overburden in Cumberland County
The median gross income for households in Cumberland County is $61,820 a year, or $5,152 a month. The median rent for the county is $886 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cumberland County, a household making less than $2,953 a month would be considered overburdened when renting an apartment at or above the median rent. 43.57% of households who rent are overburdened in Cumberland County.
Area Median Income In Cumberland County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Cumberland County, HUD calculates the Area Median Income for a family of four as $102,700
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Cumberland County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Cumberland County
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Cumberland County AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$21,000 | $24,000 | $27,000 | $30,000 | $35,140 | $40,280 | $45,420 | $50,560 |
| 50% AMI Income Limits Renters earning up to 50% of the Cumberland County AMI may qualify for rental assistance programs that target Very Low Income households. |
$34,950 | $39,950 | $44,950 | $49,900 | $53,900 | $57,900 | $61,900 | $65,900 |
| 80% AMI Income Limits Renters earning up to 80% of the Cumberland County AMI may qualify for rental assistance programs that target Low Income households. |
$55,900 | $63,900 | $71,900 | $79,850 | $86,250 | $92,650 | $99,050 | $105,450 |
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