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There are 1,037 low-income apartments in Chester County that offer reduced rents to eligible households. Low-income rents in Chester County, Pennsylvania can range from $535 to $725 depending on the number of bedrooms.
Rental assistance programs support 1,759 low-income homes in Chester County where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $420 towards rent each month.
Affordable rent data for some communities last confirmed on July 2nd, 2024. Subdsidized rents typically change once a year based on federal guidance.
Public Housing Agencies Serving Chester County, Pennsylvania
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
| Housing Authority | Programs |
|---|---|
| Housing Authority of the County of Chester | Section 8 Housing Choice Voucher (HCV); Public Housing |
Chester County, Pennsylvania Affordable Housing Data
Income Based Apartments in Chester County, Pennsylvania
Chester County features 1,759 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Chester County, Pennsylvania
There are 1,037 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Chester County.
Housing Choice Vouchers in Chester County, Pennsylvania
On average, Section 8 Housing Choice vouchers pay Chester County landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Chester County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Chester County, Pennsylvania for a two-bedroom apartment is between $1,563 and $1,911.
2024 Chester County, Pennsylvania Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Chester County, Pennsylvania Fair Market Rent | $1,303 | $1,451 | $1,737 | $2,100 | $2,422 |
| Chester County, Pennsylvania Payment Standard Range | $1,173 to $1,433 | $1,306 to $1,596 | $1,563 to $1,911 | $1,890 to $2,310 | $2,180 to $2,664 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Chester County, PA Affordable Housing Snapshot
| Total Affordable Apartment Properties | 108 |
|---|---|
| Total Low Income Apartments | 2,840 |
| Total Housing Units with Rental Assistance | 1,759 |
| Percentage of Housing Units Occupied By Renters | 24.86% |
| Average Renter Household Size | 2.35 |
| Average Household Size | 2.66 |
| Median Household Income | $85,976 ±$1,256 |
| Median Rent | $1,197 ±$17 |
| Percentage Of Renters Overburdened | 46.89% ± 1.83pp |
| Total Population | 509,797 |
Population and Household Demographics
Chester County is a county in Pennsylvania with a population of 509,797. There are 186,057 households in the county with an average household size of 2.66 persons. 24.86% of households in Chester County are renters.
Income and Rent Overburden in Chester County
The median gross income for households in Chester County is $85,976 a year, or $7,165 a month. The median rent for the county is $1,197 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Chester County, a household making less than $3,990 a month would be considered overburdened when renting an apartment at or above the median rent. 46.89% of households who rent are overburdened in Chester County.
Area Median Income In Chester County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Chester County, HUD calculates the Area Median Income for a family of four as $114,400
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Chester County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Chester County
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Chester County AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$23,450 | $26,800 | $30,150 | $33,500 | $36,200 | $40,280 | $45,420 | $50,560 |
| 50% AMI Income Limits Renters earning up to 50% of the Chester County AMI may qualify for rental assistance programs that target Very Low Income households. |
$39,100 | $44,650 | $50,250 | $55,800 | $60,300 | $64,750 | $69,200 | $73,700 |
| 80% AMI Income Limits Renters earning up to 80% of the Chester County AMI may qualify for rental assistance programs that target Low Income households. |
$62,500 | $71,400 | $80,350 | $89,250 | $96,400 | $103,550 | $110,700 | $117,850 |
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