Low Income Apartments For Rent in Berwick, PA

Rental assistance programs support 156 low-income homes in Berwick where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $344 towards rent each month.

Affordable rent data for some communities last confirmed on July 2nd, 2024. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving Berwick, Pennsylvania

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority	Programs
Columbia County Housing Authority	Section 8 Housing Choice Voucher (HCV); Public Housing

Go to the Pennsylvania Public Housing and Low-Income Apartments Waiting Lists page for openings near Berwick.

Berwick, Pennsylvania Affordable Housing Data

Income Based Apartments in Berwick, Pennsylvania

Berwick features 156 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Berwick, Pennsylvania

There are 96 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Berwick.

Housing Choice Vouchers in Berwick, Pennsylvania

On average, Section 8 Housing Choice vouchers pay Berwick landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Berwick.

The maximum amount a voucher would pay on behalf of a low-income tenant in Berwick, Pennsylvania for a two-bedroom apartment is between $958 and $1,170.

2024 Berwick, Pennsylvania Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

	Studio	One BR	Two BR	Three BR	Four BR
Berwick, Pennsylvania Fair Market Rent	$721	$878	$1,064	$1,287	$1,463
Berwick, Pennsylvania Payment Standard Range	$649 to $793	$790 to $966	$958 to $1,170	$1,158 to $1,416	$1,317 to $1,609

Sourced from federal housing data and AffordableHousingOnline.com research.

Berwick, PA Affordable Housing Snapshot

Total Affordable Apartment Properties 11

Total Low Income Apartments 257

Total Housing Units with Rental Assistance 156

Percentage of Housing Units Occupied By Renters 41.97%

Average Renter Household Size 2.53

Average Household Size 2.49

Median Household Income $35,445 ±$6,882

Median Rent $701 ±$35

Percentage Of Renters Overburdened 58.63% ± 11.38pp

Total Population 10,328

Total Affordable Apartment Properties	11
Total Low Income Apartments	257
Total Housing Units with Rental Assistance	156
Percentage of Housing Units Occupied By Renters	41.97%
Average Renter Household Size	2.53
Average Household Size	2.49
Median Household Income	$35,445 ±$6,882
Median Rent	$701 ±$35
Percentage Of Renters Overburdened	58.63% ± 11.38pp
Total Population	10,328

Population and Household Demographics

Berwick is a city in Columbia County, Pennsylvania with a population of 10,328. There are 4,112 households in the city with an average household size of 2.49 persons. 41.97% of households in Berwick are renters.

Income and Rent Overburden in Berwick

The median gross income for households in Berwick is $35,445 a year, or $2,954 a month. The median rent for the city is $701 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Berwick, a household making less than $2,337 a month would be considered overburdened when renting an apartment at or above the median rent. 58.63% of households who rent are overburdened in Berwick.

Area Median Income In Berwick

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Berwick, the AMI is calculated from all households within Columbia County.

In Berwick, HUD calculates the Area Median Income for a family of four as $81,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Berwick

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Berwick

	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
30% AMI Income Limits Renters earning up to 30% of the Berwick AMI may qualify for rental assistance programs that target Extremely Low Income households.	$16,450	$19,720	$24,860	$30,000	$35,140	$40,280	$45,420	$50,560
50% AMI Income Limits Renters earning up to 50% of the Berwick AMI may qualify for rental assistance programs that target Very Low Income households.	$27,450	$31,350	$35,250	$39,150	$42,300	$45,450	$48,550	$51,700
80% AMI Income Limits Renters earning up to 80% of the Berwick AMI may qualify for rental assistance programs that target Low Income households.	$43,900	$50,150	$56,400	$62,650	$67,700	$72,700	$77,700	$82,700