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There are 183 low-income apartments in Fort Gibson that offer reduced rents to eligible households. Low-income rents in Fort Gibson, Oklahoma can range from $400 to $730 depending on the number of bedrooms.
Rental assistance programs support 155 low-income homes in Fort Gibson where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $265 towards rent each month.
Affordable rent data for some communities last confirmed on June 7th, 2024. Subdsidized rents typically change once a year based on federal guidance.
Public Housing Agencies Serving Fort Gibson, Oklahoma
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
| Housing Authority | Programs |
|---|---|
| Fort Gibson Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Oklahoma Housing Finance Agency | Section 8 Housing Choice Voucher (HCV) |
Fort Gibson, Oklahoma Affordable Housing Data
Income Based Apartments in Fort Gibson, Oklahoma
Fort Gibson features 155 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Fort Gibson, Oklahoma
There are 183 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Fort Gibson.
Housing Choice Vouchers in Fort Gibson, Oklahoma
On average, Section 8 Housing Choice vouchers pay Fort Gibson landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Fort Gibson.
The maximum amount a voucher would pay on behalf of a low-income tenant in Fort Gibson, Oklahoma for a two-bedroom apartment is between $808 and $988.
2024 Fort Gibson, Oklahoma Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Fort Gibson, Oklahoma Fair Market Rent | $717 | $722 | $898 | $1,144 | $1,196 |
| Fort Gibson, Oklahoma Payment Standard Range | $645 to $789 | $650 to $794 | $808 to $988 | $1,030 to $1,258 | $1,076 to $1,316 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Fort Gibson, OK Affordable Housing Snapshot
| Total Affordable Apartment Properties | 4 |
|---|---|
| Total Low Income Apartments | 338 |
| Total Housing Units with Rental Assistance | 155 |
| Percentage of Housing Units Occupied By Renters | 27.9% |
| Average Renter Household Size | 2.62 |
| Average Household Size | 2.60 |
| Median Household Income | $57,148 ±$12,514 |
| Median Rent | $637 ±$85 |
| Percentage Of Renters Overburdened | 53.21% ± 12.7pp |
| Total Population | 4,121 |
Population and Household Demographics
Fort Gibson is a city in Cherokee County, Oklahoma with a population of 4,121. There are 1,563 households in the city with an average household size of 2.60 persons. 27.9% of households in Fort Gibson are renters.
Income and Rent Overburden in Fort Gibson
The median gross income for households in Fort Gibson is $57,148 a year, or $4,762 a month. The median rent for the city is $637 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Fort Gibson, a household making less than $2,123 a month would be considered overburdened when renting an apartment at or above the median rent. 53.21% of households who rent are overburdened in Fort Gibson.
Area Median Income In Fort Gibson
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Fort Gibson, the AMI is calculated from all households within Cherokee County.
In Fort Gibson, HUD calculates the Area Median Income for a family of four as $68,000
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Fort Gibson
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Fort Gibson
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Fort Gibson AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$14,580 | $19,720 | $24,860 | $30,000 | $35,140 | $39,750 | $42,500 | $45,250 |
| 50% AMI Income Limits Renters earning up to 50% of the Fort Gibson AMI may qualify for rental assistance programs that target Very Low Income households. |
$24,000 | $27,400 | $30,850 | $34,250 | $37,000 | $39,750 | $42,500 | $45,250 |
| 80% AMI Income Limits Renters earning up to 80% of the Fort Gibson AMI may qualify for rental assistance programs that target Low Income households. |
$38,400 | $43,850 | $49,350 | $54,800 | $59,200 | $63,600 | $68,000 | $72,350 |
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