; Low Income Apartments For Rent in Jackson County, NC

Soco Creek Village

1003 Wolfetown Rd
Cherokee, North Carolina
Rent Assisted
LIHTC
$352-625
2-4 BR

Reedwood Manor

59 Manor Trce
Sylva, North Carolina
Subsidized
PBRA
BMIR

The Village Apartments

45 Winterhaven Dr
Sylva, North Carolina
Subsidized
Senior
S. 202
BMIR

River Park Apartments

93 Wind Crest Ridge
Sylva, North Carolina
Subsidized
Rent Assisted
Senior
Supportive
S515
RDRA
LIHTC

The Haven at Mnt. Oaks

140A Dakota Drive
Sylva, North Carolina
Rent Assisted
LIHTC

High Ridge

282 Conner Road
Sylva, North Carolina
Rent Assisted
LIHTC
$350-612
1-3 BR

The Riverhouse of Cullowhee

2029 Edgewater Rd
Cullowhee, North Carolina
$595
1 BR
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There are 126 low-income apartments in Jackson County that offer reduced rents to eligible households. Low-income rents in Jackson County, North Carolina can range from $350 to $625 depending on the number of bedrooms.

Rental assistance programs support 81 low-income homes in Jackson County where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $283 towards rent each month.

Affordable rent data for some communities last confirmed on June 24th, 2024. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving Jackson County, North Carolina

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Jackson County Public Housing Agency Section 8 Housing Choice Voucher (HCV)
Mountain Projects Inc. Section 8 Housing Choice Voucher (HCV)
Go to the North Carolina Public Housing and Low-Income Apartments Waiting Lists page for openings near Jackson County.

Jackson County, North Carolina Affordable Housing Data

Income Based Apartments in Jackson County, North Carolina

Jackson County features 81 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Jackson County, North Carolina

There are 126 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Jackson County.

Housing Choice Vouchers in Jackson County, North Carolina

On average, Section 8 Housing Choice vouchers pay Jackson County landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Jackson County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Jackson County, North Carolina for a two-bedroom apartment is between $806 and $985.

2024 Jackson County, North Carolina Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Jackson County, North Carolina Fair Market Rent $776 $797 $895 $1,187 $1,192
Jackson County, North Carolina Payment Standard Range $698 to $854 $717 to $877 $806 to $985 $1,068 to $1,306 $1,073 to $1,311

Sourced from federal housing data and AffordableHousingOnline.com research.

Jackson County, NC Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 208
Total Housing Units with Rental Assistance 81
Percentage of Housing Units Occupied By Renters 32.4%
Average Renter Household Size 2.28
Average Household Size 2.33
Median Household Income $38,015 ±$2,394
Median Rent $628 ±$31
Percentage Of Renters Overburdened 47.89% ± 6.07pp
Total Population 40,812

Population and Household Demographics

Jackson County is a county in North Carolina with a population of 40,812. There are 15,956 households in the county with an average household size of 2.33 persons. 32.4% of households in Jackson County are renters.

Income and Rent Overburden in Jackson County

The median gross income for households in Jackson County is $38,015 a year, or $3,168 a month. The median rent for the county is $628 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Jackson County, a household making less than $2,093 a month would be considered overburdened when renting an apartment at or above the median rent. 47.89% of households who rent are overburdened in Jackson County.

Area Median Income In Jackson County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Jackson County, HUD calculates the Area Median Income for a family of four as $73,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Jackson County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Jackson County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Jackson County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,300 $19,720 $24,860 $30,000 $35,140 $40,280 $45,150 $48,050
50% AMI Income Limits
Renters earning up to 50% of the Jackson County AMI may qualify for rental assistance programs that target Very Low Income households.
$25,500 $29,150 $32,800 $36,400 $39,350 $42,250 $45,150 $48,050
80% AMI Income Limits
Renters earning up to 80% of the Jackson County AMI may qualify for rental assistance programs that target Low Income households.
$40,800 $46,600 $52,450 $58,250 $62,950 $67,600 $72,250 $76,900