There are 8,531 low-income apartments in Westchester County that offer reduced rents to eligible households. Low-income rents in Westchester County, New York can range from $1,790 to $1,790 depending on the number of bedrooms.
Rental assistance programs support 10,386 low-income homes in Westchester County where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $507 towards rent each month.
Affordable rent data for some communities last confirmed on July 2nd, 2024. Subdsidized rents typically change once a year based on federal guidance.
Public Housing Agencies Serving Westchester County, New York
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
| Housing Authority | Programs |
|---|---|
| Town of Mamaroneck Housing Authority | Section 8 Housing Choice Voucher (HCV) |
| CVR New York | Section 8 Housing Choice Voucher (HCV) |
| White Plains Housing Authority | Public Housing |
Westchester County, New York Affordable Housing Data
Income Based Apartments in Westchester County, New York
Westchester County features 10,386 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Westchester County, New York
There are 8,531 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Westchester County.
Housing Choice Vouchers in Westchester County, New York
On average, Section 8 Housing Choice vouchers pay Westchester County landlords $1,000 per month towards rent. The average voucher holder contributes $500 towards rent in Westchester County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Westchester County, New York for a two-bedroom apartment is between $2,117 and $2,587.
2024 Westchester County, New York Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Westchester County, New York Fair Market Rent | $1,648 | $1,934 | $2,352 | $2,885 | $3,132 |
| Westchester County, New York Payment Standard Range | $1,483 to $1,813 | $1,741 to $2,127 | $2,117 to $2,587 | $2,597 to $3,174 | $2,819 to $3,445 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Westchester County, NY Affordable Housing Snapshot
| Total Affordable Apartment Properties | 247 |
|---|---|
| Total Low Income Apartments | 19,016 |
| Total Housing Units with Rental Assistance | 10,386 |
| Percentage of Housing Units Occupied By Renters | 38.52% |
| Average Renter Household Size | 2.60 |
| Average Household Size | 2.75 |
| Median Household Income | $83,958 ±$1,045 |
| Median Rent | $1,364 ±$12 |
| Percentage Of Renters Overburdened | 52.71% ± 1.06pp |
| Total Population | 967,315 |
Population and Household Demographics
Westchester County is a county in New York with a population of 967,315. There are 341,866 households in the county with an average household size of 2.75 persons. 38.52% of households in Westchester County are renters.
Income and Rent Overburden in Westchester County
The median gross income for households in Westchester County is $83,958 a year, or $6,997 a month. The median rent for the county is $1,364 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Westchester County, a household making less than $4,547 a month would be considered overburdened when renting an apartment at or above the median rent. 52.71% of households who rent are overburdened in Westchester County.
Area Median Income In Westchester County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Westchester County, HUD calculates the Area Median Income for a family of four as $151,400
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Westchester County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Westchester County
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Westchester County AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$30,850 | $35,250 | $39,650 | $44,050 | $47,600 | $51,100 | $54,650 | $58,150 |
| 50% AMI Income Limits Renters earning up to 50% of the Westchester County AMI may qualify for rental assistance programs that target Very Low Income households. |
$51,400 | $58,750 | $66,100 | $73,400 | $79,300 | $85,150 | $91,050 | $96,900 |
| 80% AMI Income Limits Renters earning up to 80% of the Westchester County AMI may qualify for rental assistance programs that target Low Income households. |
$66,750 | $76,250 | $85,800 | $95,300 | $102,950 | $110,550 | $118,200 | $125,800 |
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