; Low Income Apartments For Rent in Oswego County, NY

Pontiac Terrace Apartments

225 West 1st Street
Oswego, New York
Subsidized
PBRA
BMIR
Income Based
Studio-1 BR

East Lake Commons

18 E Cayuga St
Oswego, New York
$630-1,167
1-2 BR

Lock 7 Apartments

220 East First Street
Oswego, New York
Rent Assisted
LIHTC
1 BR

Waterworks Landing Senior Apartments

2231 County Route 12
Central Square, New York
Rent Assisted
LIHTC

John Warren Wight Apartments

169 Ames St
Mexico, New York
Subsidized
Rent Assisted
Senior
Supportive
LIHTC
S515
RDRA

Patrick Court

32 Maplehurst Dr
Phoenix, New York
Subsidized
Rent Assisted
Senior
Supportive
LIHTC
RDRA
S515

Christopher Court

22 Maplehurst Dr
Phoenix, New York
Subsidized
Rent Assisted
Senior
Supportive
LIHTC
S515
RDRA

Harbor View Square

69 W 1st Street
Oswego, New York
Rent Assisted
LIHTC
1 BR

Emery Grove

1100 Emery St.
Fulton, New York
Rent Assisted
LIHTC
$534-932
1-4 BR

Seaway Lofts

472 W 1st St
Oswego, New York
Rent Assisted
LIHTC
HOME
$645-765
1-2 BR

Village Center Apartments

820 Main St
Phoenix, New York
Subsidized
Rent Assisted
Senior
Supportive
S515
RDRA

Green Acres Apartments

13 Green Acres Dr
Central Square, New York
Subsidized
Rent Assisted
Senior
Supportive
S515
RDRA

Meadowview Apartments

800 Meadowview Dr
Central Square, New York
Subsidized
Rent Assisted
Senior
Supportive
PBRA
S515
RDRA

St Lukes Elderly Housing

131 W 1st St
Oswego, New York
Subsidized
Senior
S. 202
BMIR

Austin Court Apartments

42 Maplehurst Dr
Phoenix, New York
Subsidized
Rent Assisted
Senior
Supportive
LIHTC
HOME
RDRA
S515
Showing Results 1-15

There are 590 low-income apartments in Oswego County that offer reduced rents to eligible households.

Rental assistance programs support 715 low-income homes in Oswego County where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $328 towards rent each month.

Affordable rent data for some communities last confirmed on July 5th, 2024. Subdsidized rents typically change once a year based on federal guidance.

Oswego County, New York Affordable Housing Data

Income Based Apartments in Oswego County, New York

Oswego County features 715 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Oswego County, New York

There are 590 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Oswego County.

Housing Choice Vouchers in Oswego County, New York

On average, Section 8 Housing Choice vouchers pay Oswego County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Oswego County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Oswego County, New York for a two-bedroom apartment is between $1,013 and $1,239.

2024 Oswego County, New York Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Oswego County, New York Fair Market Rent $828 $916 $1,126 $1,381 $1,600
Oswego County, New York Payment Standard Range $745 to $911 $824 to $1,008 $1,013 to $1,239 $1,243 to $1,519 $1,440 to $1,760

Sourced from federal housing data and AffordableHousingOnline.com research.

Oswego County, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 27
Total Low Income Apartments 1,375
Total Housing Units with Rental Assistance 715
Percentage of Housing Units Occupied By Renters 27.87%
Average Renter Household Size 2.44
Average Household Size 2.57
Median Household Income $47,860 ±$1,299
Median Rent $721 ±$15
Percentage Of Renters Overburdened 48.48% ± 3.23pp
Total Population 121,183

Population and Household Demographics

Oswego County is a county in New York with a population of 121,183. There are 45,300 households in the county with an average household size of 2.57 persons. 27.87% of households in Oswego County are renters.

Income and Rent Overburden in Oswego County

The median gross income for households in Oswego County is $47,860 a year, or $3,988 a month. The median rent for the county is $721 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Oswego County, a household making less than $2,403 a month would be considered overburdened when renting an apartment at or above the median rent. 48.48% of households who rent are overburdened in Oswego County.

Area Median Income In Oswego County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Oswego County, HUD calculates the Area Median Income for a family of four as $93,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Oswego County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Oswego County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Oswego County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$19,600 $22,400 $25,200 $30,000 $35,140 $40,280 $45,420 $50,560
50% AMI Income Limits
Renters earning up to 50% of the Oswego County AMI may qualify for rental assistance programs that target Very Low Income households.
$32,700 $37,350 $42,000 $46,650 $50,400 $54,150 $57,850 $61,600
80% AMI Income Limits
Renters earning up to 80% of the Oswego County AMI may qualify for rental assistance programs that target Low Income households.
$52,300 $59,750 $67,200 $74,650 $80,650 $86,600 $92,600 $98,550