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There are 32 low-income apartments in St. Joseph that offer reduced rents to eligible households.
Rental assistance programs support 56 low-income homes in St. Joseph where households pay rent based on how much they earn.
Affordable rent data for some communities last confirmed on June 7th, 2024. Subdsidized rents typically change once a year based on federal guidance.
Public Housing Agencies Serving St. Joseph, Minnesota
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
| Housing Authority | Programs |
|---|---|
| Stearns County HRA | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Northwest Minnesota Multi-County Housing and Redevelopment Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
St. Joseph, Minnesota Affordable Housing Data
Income Based Apartments in St. Joseph, Minnesota
St. Joseph features 56 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in St. Joseph, Minnesota
There are 32 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in St. Joseph.
Housing Choice Vouchers in St. Joseph, Minnesota
On average, Section 8 Housing Choice vouchers pay St. Joseph landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in St. Joseph.
The maximum amount a voucher would pay on behalf of a low-income tenant in St. Joseph, Minnesota for a two-bedroom apartment is between $815 and $996.
2024 St. Joseph, Minnesota Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| St. Joseph, Minnesota Fair Market Rent | $613 | $689 | $905 | $1,094 | $1,360 |
| St. Joseph, Minnesota Payment Standard Range | $552 to $674 | $620 to $758 | $815 to $996 | $985 to $1,203 | $1,224 to $1,496 |
Sourced from federal housing data and AffordableHousingOnline.com research.
St. Joseph, MN Affordable Housing Snapshot
| Total Affordable Apartment Properties | 3 |
|---|---|
| Total Low Income Apartments | 88 |
| Total Housing Units with Rental Assistance | 56 |
| Percentage of Housing Units Occupied By Renters | % |
| Average Renter Household Size | 0.00 |
| Average Household Size | 0.00 |
| Median Household Income | $0 ±$0 |
| Median Rent | $0 ±$0 |
| Total Population | 0 |
Population and Household Demographics
St. Joseph is a city in Kittson County, Minnesota with a population of 0. There are 0 households in the city with an average household size of 0.00 persons. % of households in St. Joseph are renters.
Income and Rent Overburden in St. Joseph
The median gross income for households in St. Joseph is $0 a year, or $0 a month. The median rent for the city is $0 a month.
Area Median Income In St. Joseph
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For St. Joseph, the AMI is calculated from all households within Kittson County.
In St. Joseph, HUD calculates the Area Median Income for a family of four as $90,100
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in St. Joseph
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in St. Joseph
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the St. Joseph AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$18,550 | $21,200 | $24,860 | $30,000 | $35,140 | $40,280 | $45,420 | $50,560 |
| 50% AMI Income Limits Renters earning up to 50% of the St. Joseph AMI may qualify for rental assistance programs that target Very Low Income households. |
$30,950 | $35,400 | $39,800 | $44,200 | $47,750 | $51,300 | $54,850 | $58,350 |
| 80% AMI Income Limits Renters earning up to 80% of the St. Joseph AMI may qualify for rental assistance programs that target Low Income households. |
$49,500 | $56,600 | $63,650 | $70,700 | $76,400 | $82,050 | $87,700 | $93,350 |
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