Apply to Moorhead Apartment Waiting Lists
- Scattered Site Affordable Homes Project-Based is open.
- Boyer Apartments Project-Based is open.
- 4-Bedroom Duplex Clay County Affordable Housing, LLC Project-Based is open.
- 3-Bedroom Duplex Clay County Affordable Housing, LLC Project-Based is open.
- Elliott Place Senior Housing Senior is open.
- River View Heights and Sharp View Apartments, 1 and 2-Bedroom Public Housing is open.
- Maple Court Townhomes Apartments, 2, 3 and 4-Bedroom, Low Income Housing Tax Credit Project-Based is open.
Village Green Manor
Park View Terrace Apartments
Eastwood Manor Apartments
Bright Sky Apartments
There are 338 low-income apartments in Moorhead that offer reduced rents to eligible households. Low-income rents in Moorhead, Minnesota can range from $813 to $955 depending on the number of bedrooms.
Rental assistance programs support 431 low-income homes in Moorhead where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $366 towards rent each month.
Affordable rent data for some communities last confirmed on June 25th, 2024. Subdsidized rents typically change once a year based on federal guidance.
Public Housing Agencies Serving Moorhead, Minnesota
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
| Housing Authority | Programs |
|---|---|
| Moorhead Public Housing Agency | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Fargo Housing | Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV); Family Unification Program (FUP); Emergency Housing Voucher (EHV) |
| Clay County Housing and Redevelopment Authority | Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV); Mainstream Voucher; Emergency Housing Voucher (EHV) |
Moorhead, Minnesota Affordable Housing Data
Income Based Apartments in Moorhead, Minnesota
Moorhead features 431 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Moorhead, Minnesota
There are 338 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Moorhead.
Housing Choice Vouchers in Moorhead, Minnesota
On average, Section 8 Housing Choice vouchers pay Moorhead landlords $600 per month towards rent. The average voucher holder contributes $400 towards rent in Moorhead.
The maximum amount a voucher would pay on behalf of a low-income tenant in Moorhead, Minnesota for a two-bedroom apartment is between $850 and $1,038.
2024 Moorhead, Minnesota Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Moorhead, Minnesota Fair Market Rent | $656 | $781 | $944 | $1,330 | $1,602 |
| Moorhead, Minnesota Payment Standard Range | $590 to $722 | $703 to $859 | $850 to $1,038 | $1,197 to $1,463 | $1,442 to $1,762 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Moorhead, MN Affordable Housing Snapshot
| Total Affordable Apartment Properties | 20 |
|---|---|
| Total Low Income Apartments | 772 |
| Total Housing Units with Rental Assistance | 431 |
| Percentage of Housing Units Occupied By Renters | 36.55% |
| Average Renter Household Size | 2.09 |
| Average Household Size | 2.45 |
| Median Household Income | $53,360 ±$4,221 |
| Median Rent | $728 ±$21 |
| Percentage Of Renters Overburdened | 52.89% ± 5.82pp |
| Total Population | 40,935 |
Population and Household Demographics
Moorhead is a city in Clay County, Minnesota with a population of 40,935. There are 15,131 households in the city with an average household size of 2.45 persons. 36.55% of households in Moorhead are renters.
Income and Rent Overburden in Moorhead
The median gross income for households in Moorhead is $53,360 a year, or $4,447 a month. The median rent for the city is $728 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Moorhead, a household making less than $2,427 a month would be considered overburdened when renting an apartment at or above the median rent. 52.89% of households who rent are overburdened in Moorhead.
Area Median Income In Moorhead
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Moorhead, the AMI is calculated from all households within Clay County.
In Moorhead, HUD calculates the Area Median Income for a family of four as $104,100
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Moorhead
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Moorhead
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Moorhead AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$21,900 | $25,000 | $28,150 | $31,250 | $35,140 | $40,280 | $45,420 | $50,560 |
| 50% AMI Income Limits Renters earning up to 50% of the Moorhead AMI may qualify for rental assistance programs that target Very Low Income households. |
$36,450 | $41,650 | $46,850 | $52,050 | $56,250 | $60,400 | $64,550 | $68,750 |
| 80% AMI Income Limits Renters earning up to 80% of the Moorhead AMI may qualify for rental assistance programs that target Low Income households. |
$58,350 | $66,650 | $75,000 | $83,300 | $90,000 | $96,650 | $103,300 | $110,000 |
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