Low Income Apartments For Rent in Fertile, MN

Rental assistance programs support 115 low-income homes in Fertile where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $375 towards rent each month.

Affordable rent data for some communities last confirmed on October 30th, 2019. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving Fertile, Minnesota

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority	Programs
Northwest Minnesota Multi-County Housing and Redevelopment Authority	Section 8 Housing Choice Voucher (HCV); Public Housing

Go to the Minnesota Public Housing and Low-Income Apartments Waiting Lists page for openings near Fertile.

Fertile, Minnesota Affordable Housing Data

Income Based Apartments in Fertile, Minnesota

Fertile features 115 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Fertile, Minnesota

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Fertile.

Housing Choice Vouchers in Fertile, Minnesota

On average, Section 8 Housing Choice vouchers pay Fertile landlords $400 per month towards rent. The average voucher holder contributes $400 towards rent in Fertile.

The maximum amount a voucher would pay on behalf of a low-income tenant in Fertile, Minnesota for a two-bedroom apartment is between $836 and $1,022.

2024 Fertile, Minnesota Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

	Studio	One BR	Two BR	Three BR	Four BR
Fertile, Minnesota Fair Market Rent	$731	$736	$929	$1,309	$1,577
Fertile, Minnesota Payment Standard Range	$658 to $804	$662 to $810	$836 to $1,022	$1,178 to $1,440	$1,419 to $1,735

Sourced from federal housing data and AffordableHousingOnline.com research.

Fertile, MN Affordable Housing Snapshot

Total Affordable Apartment Properties 2

Total Low Income Apartments 115

Total Housing Units with Rental Assistance 115

Percentage of Housing Units Occupied By Renters 34.07%

Average Renter Household Size 1.93

Average Household Size 2.18

Median Household Income $36,648 ±$3,102

Median Rent $710 ±$29

Percentage Of Renters Overburdened 44.2% ± 14.7pp

Total Population 931

Total Affordable Apartment Properties	2
Total Low Income Apartments	115
Total Housing Units with Rental Assistance	115
Percentage of Housing Units Occupied By Renters	34.07%
Average Renter Household Size	1.93
Average Household Size	2.18
Median Household Income	$36,648 ±$3,102
Median Rent	$710 ±$29
Percentage Of Renters Overburdened	44.2% ± 14.7pp
Total Population	931

Population and Household Demographics

Fertile is a city in Polk County, Minnesota with a population of 931. There are 405 households in the city with an average household size of 2.18 persons. 34.07% of households in Fertile are renters.

Income and Rent Overburden in Fertile

The median gross income for households in Fertile is $36,648 a year, or $3,054 a month. The median rent for the city is $710 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Fertile, a household making less than $2,367 a month would be considered overburdened when renting an apartment at or above the median rent. 44.2% of households who rent are overburdened in Fertile.

Area Median Income In Fertile

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Fertile, the AMI is calculated from all households within Polk County.

In Fertile, HUD calculates the Area Median Income for a family of four as $94,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Fertile

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Fertile

	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
30% AMI Income Limits Renters earning up to 30% of the Fertile AMI may qualify for rental assistance programs that target Extremely Low Income households.	$20,100	$23,000	$25,850	$30,000	$35,140	$40,280	$45,420	$50,560
50% AMI Income Limits Renters earning up to 50% of the Fertile AMI may qualify for rental assistance programs that target Very Low Income households.	$33,500	$38,300	$43,100	$47,850	$51,700	$55,550	$59,350	$63,200
80% AMI Income Limits Renters earning up to 80% of the Fertile AMI may qualify for rental assistance programs that target Low Income households.	$53,600	$61,250	$68,900	$76,550	$82,700	$88,800	$94,950	$101,050