; Low Income Apartments For Rent in White Cloud, MI

Apply to White Cloud Apartment Waiting Lists

Woodridge Apartments CO Red Oak Mgmt

70 N Lester St
White Cloud, Michigan
Subsidized
Rent Assisted
Senior
Supportive
LIHTC
S515
RDRA

White Cloud Meadows

98 N Lester St
White Cloud, Michigan
Subsidized
Rent Assisted
Senior
Supportive
LIHTC
S515
RDRA

Sand Hill Apartments

92 N Lester St
White Cloud, Michigan
Subsidized
Rent Assisted
Senior
Supportive
LIHTC
S515
RDRA
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There are 0 low-income apartments in White Cloud that offer reduced rents to eligible households.

Rental assistance programs support 88 low-income homes in White Cloud where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $208 towards rent each month.

Affordable rent data for some communities last confirmed on October 9th, 2019. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving White Cloud, Michigan

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Michigan State Housing Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)
Go to the Michigan Public Housing and Low-Income Apartments Waiting Lists page for openings near White Cloud.

White Cloud, Michigan Affordable Housing Data

Income Based Apartments in White Cloud, Michigan

White Cloud features 88 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in White Cloud, Michigan

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in White Cloud.

Housing Choice Vouchers in White Cloud, Michigan

On average, Section 8 Housing Choice vouchers pay White Cloud landlords $600 per month towards rent. The average voucher holder contributes $200 towards rent in White Cloud.

The maximum amount a voucher would pay on behalf of a low-income tenant in White Cloud, Michigan for a two-bedroom apartment is between $837 and $1,023.

2024 White Cloud, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
White Cloud, Michigan Fair Market Rent $630 $708 $930 $1,211 $1,295
White Cloud, Michigan Payment Standard Range $567 to $693 $637 to $779 $837 to $1,023 $1,090 to $1,332 $1,166 to $1,425

Sourced from federal housing data and AffordableHousingOnline.com research.

White Cloud, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 88
Total Housing Units with Rental Assistance 88
Percentage of Housing Units Occupied By Renters 39.16%
Average Renter Household Size 2.29
Average Household Size 2.40
Median Household Income $26,071 ±$5,042
Median Rent $589 ±$126
Percentage Of Renters Overburdened 54.8% ± 12.35pp
Total Population 1,351

Population and Household Demographics

White Cloud is a city in Newaygo County, Michigan with a population of 1,351. There are 452 households in the city with an average household size of 2.40 persons. 39.16% of households in White Cloud are renters.

Income and Rent Overburden in White Cloud

The median gross income for households in White Cloud is $26,071 a year, or $2,173 a month. The median rent for the city is $589 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In White Cloud, a household making less than $1,963 a month would be considered overburdened when renting an apartment at or above the median rent. 54.8% of households who rent are overburdened in White Cloud.

Area Median Income In White Cloud

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For White Cloud, the AMI is calculated from all households within Newaygo County.

In White Cloud, HUD calculates the Area Median Income for a family of four as $72,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in White Cloud

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in White Cloud

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the White Cloud AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,900 $19,720 $24,860 $30,000 $35,140 $40,280 $45,420 $50,000
50% AMI Income Limits
Renters earning up to 50% of the White Cloud AMI may qualify for rental assistance programs that target Very Low Income households.
$26,500 $30,300 $34,100 $37,850 $40,900 $43,950 $46,950 $50,000
80% AMI Income Limits
Renters earning up to 80% of the White Cloud AMI may qualify for rental assistance programs that target Low Income households.
$42,400 $48,450 $54,500 $60,550 $65,400 $70,250 $75,100 $79,950