Apply to Benton Harbor Apartment Waiting Lists
- Benton Township Housing Commission Public Housing is open.
- Clawson Manor Apartments Senior/ Disabled Section 8 Project-Based Voucher is open.
- Shelby Trails Section 8 Project-Based Voucher is open.
- The Grand on University Section 8 Project-Based Voucher is open.
- Edison Crossing Section 8 Project-Based Voucher is open.
- Dr. Maya Angelou Village Section 8 Project-Based Voucher is open.
Berrien Homes
Country View Apartments and Townhouses II
There are 709 low-income apartments in Benton Harbor that offer reduced rents to eligible households.
Rental assistance programs support 1,269 low-income homes in Benton Harbor where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $313 towards rent each month.
Affordable rent data for some communities last confirmed on June 25th, 2024. Subdsidized rents typically change once a year based on federal guidance.
Public Housing Agencies Serving Benton Harbor, Michigan
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
| Housing Authority | Programs |
|---|---|
| Benton Harbor Housing Commission | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Benton Township Housing Commission | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Michigan State Housing Development Authority | Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV) |
Benton Harbor, Michigan Affordable Housing Data
Income Based Apartments in Benton Harbor, Michigan
Benton Harbor features 1,269 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Benton Harbor, Michigan
There are 709 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Benton Harbor.
Housing Choice Vouchers in Benton Harbor, Michigan
On average, Section 8 Housing Choice vouchers pay Benton Harbor landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Benton Harbor.
The maximum amount a voucher would pay on behalf of a low-income tenant in Benton Harbor, Michigan for a two-bedroom apartment is between $959 and $1,172.
2024 Benton Harbor, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Benton Harbor, Michigan Fair Market Rent | $722 | $811 | $1,065 | $1,364 | $1,431 |
| Benton Harbor, Michigan Payment Standard Range | $650 to $794 | $730 to $892 | $959 to $1,172 | $1,228 to $1,500 | $1,288 to $1,574 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Benton Harbor, MI Affordable Housing Snapshot
| Total Affordable Apartment Properties | 21 |
|---|---|
| Total Low Income Apartments | 1,979 |
| Total Housing Units with Rental Assistance | 1,269 |
| Percentage of Housing Units Occupied By Renters | 66.48% |
| Average Renter Household Size | 2.55 |
| Average Household Size | 2.53 |
| Median Household Income | $18,085 ±$1,366 |
| Median Rent | $563 ±$35 |
| Percentage Of Renters Overburdened | 64.46% ± 7.14pp |
| Total Population | 10,014 |
Population and Household Demographics
Benton Harbor is a city in Berrien County, Michigan with a population of 10,014. There are 3,902 households in the city with an average household size of 2.53 persons. 66.48% of households in Benton Harbor are renters.
Income and Rent Overburden in Benton Harbor
The median gross income for households in Benton Harbor is $18,085 a year, or $1,507 a month. The median rent for the city is $563 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Benton Harbor, a household making less than $1,877 a month would be considered overburdened when renting an apartment at or above the median rent. 64.46% of households who rent are overburdened in Benton Harbor.
Area Median Income In Benton Harbor
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Benton Harbor, the AMI is calculated from all households within Berrien County.
In Benton Harbor, HUD calculates the Area Median Income for a family of four as $85,700
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Benton Harbor
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Benton Harbor
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Benton Harbor AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$16,400 | $19,720 | $24,860 | $30,000 | $35,140 | $40,280 | $45,420 | $50,560 |
| 50% AMI Income Limits Renters earning up to 50% of the Benton Harbor AMI may qualify for rental assistance programs that target Very Low Income households. |
$27,300 | $31,200 | $35,100 | $39,000 | $42,150 | $45,250 | $48,400 | $51,500 |
| 80% AMI Income Limits Renters earning up to 80% of the Benton Harbor AMI may qualify for rental assistance programs that target Low Income households. |
$43,700 | $49,950 | $56,200 | $62,400 | $67,400 | $72,400 | $77,400 | $82,400 |
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