Apply to Havre De Grace Apartment Waiting Lists
There are 106 low-income apartments in Havre De Grace that offer reduced rents to eligible households.
Rental assistance programs support 219 low-income homes in Havre De Grace where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $-5 towards rent each month.
Affordable rent data for some communities last confirmed on June 25th, 2024. Subdsidized rents typically change once a year based on federal guidance.
Public Housing Agencies Serving Havre De Grace, Maryland
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
| Housing Authority | Programs |
|---|---|
| Havre de Grace Housing Authority | Public Housing |
| Harford County Housing Agency | Section 8 Housing Choice Voucher (HCV) |
Havre De Grace, Maryland Affordable Housing Data
Income Based Apartments in Havre De Grace, Maryland
Havre De Grace features 219 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Havre De Grace, Maryland
There are 106 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Havre De Grace.
Housing Choice Vouchers in Havre De Grace, Maryland
On average, Section 8 Housing Choice vouchers pay Havre De Grace landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Havre De Grace.
The maximum amount a voucher would pay on behalf of a low-income tenant in Havre De Grace, Maryland for a two-bedroom apartment is between $1,749 and $2,137.
2024 Havre De Grace, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Havre De Grace, Maryland Fair Market Rent | $1,379 | $1,582 | $1,943 | $2,519 | $2,849 |
| Havre De Grace, Maryland Payment Standard Range | $1,241 to $1,517 | $1,424 to $1,740 | $1,749 to $2,137 | $2,267 to $2,771 | $2,564 to $3,134 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Havre De Grace, MD Affordable Housing Snapshot
| Total Affordable Apartment Properties | 16 |
|---|---|
| Total Low Income Apartments | 333 |
| Total Housing Units with Rental Assistance | 219 |
| Percentage of Housing Units Occupied By Renters | 36.08% |
| Average Renter Household Size | 2.09 |
| Average Household Size | 2.33 |
| Median Household Income | $67,813 ±$8,256 |
| Median Rent | $1,026 ±$84 |
| Percentage Of Renters Overburdened | 47.01% ± 8.82pp |
| Total Population | 13,445 |
Population and Household Demographics
Havre De Grace is a city in Harford County, Maryland with a population of 13,445. There are 5,702 households in the city with an average household size of 2.33 persons. 36.08% of households in Havre De Grace are renters.
Income and Rent Overburden in Havre De Grace
The median gross income for households in Havre De Grace is $67,813 a year, or $5,651 a month. The median rent for the city is $1,026 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Havre De Grace, a household making less than $3,420 a month would be considered overburdened when renting an apartment at or above the median rent. 47.01% of households who rent are overburdened in Havre De Grace.
Area Median Income In Havre De Grace
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Havre De Grace, the AMI is calculated from all households within Harford County.
In Havre De Grace, HUD calculates the Area Median Income for a family of four as $121,700
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Havre De Grace
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Havre De Grace
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Havre De Grace AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$25,550 | $29,200 | $32,850 | $36,500 | $39,450 | $42,350 | $45,420 | $50,560 |
| 50% AMI Income Limits Renters earning up to 50% of the Havre De Grace AMI may qualify for rental assistance programs that target Very Low Income households. |
$42,600 | $48,700 | $54,800 | $60,850 | $65,750 | $70,600 | $75,500 | $80,350 |
| 80% AMI Income Limits Renters earning up to 80% of the Havre De Grace AMI may qualify for rental assistance programs that target Low Income households. |
$66,300 | $75,750 | $85,200 | $94,650 | $102,250 | $109,800 | $117,400 | $124,950 |
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