Low Income Apartments For Rent in Germantown, MD

There are 945 low-income apartments in Germantown that offer reduced rents to eligible households. Low-income rents in Germantown, Maryland can range from $829 to $1,725 depending on the number of bedrooms.

Rental assistance programs support 380 low-income homes in Germantown where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $527 towards rent each month.

Affordable rent data for some communities last confirmed on July 7th, 2024. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving Germantown, Maryland

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority	Programs
Housing Opportunities Commission of Montgomery County	Section 8 Housing Choice Voucher (HCV); Public Housing

Go to the Maryland Public Housing and Low-Income Apartments Waiting Lists page for openings near Germantown.

Germantown, Maryland Affordable Housing Data

Income Based Apartments in Germantown, Maryland

Germantown features 380 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Germantown, Maryland

There are 945 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Germantown.

Housing Choice Vouchers in Germantown, Maryland

On average, Section 8 Housing Choice vouchers pay Germantown landlords $1,300 per month towards rent. The average voucher holder contributes $500 towards rent in Germantown.

The maximum amount a voucher would pay on behalf of a low-income tenant in Germantown, Maryland for a two-bedroom apartment is between $1,841 and $2,250.

2024 Germantown, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

	Studio	One BR	Two BR	Three BR	Four BR
Germantown, Maryland Fair Market Rent	$1,772	$1,803	$2,045	$2,544	$3,015
Germantown, Maryland Payment Standard Range	$1,595 to $1,949	$1,623 to $1,983	$1,841 to $2,250	$2,290 to $2,798	$2,714 to $3,317

Sourced from federal housing data and AffordableHousingOnline.com research.

Germantown, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 21

Total Low Income Apartments 1,331

Total Housing Units with Rental Assistance 380

Percentage of Housing Units Occupied By Renters 32.87%

Average Renter Household Size 2.78

Average Household Size 2.86

Median Household Income $84,615 ±$3,161

Median Rent $1,629 ±$35

Percentage Of Renters Overburdened 53.57% ± 4.52pp

Total Population 89,826

Total Affordable Apartment Properties	21
Total Low Income Apartments	1,331
Total Housing Units with Rental Assistance	380
Percentage of Housing Units Occupied By Renters	32.87%
Average Renter Household Size	2.78
Average Household Size	2.86
Median Household Income	$84,615 ±$3,161
Median Rent	$1,629 ±$35
Percentage Of Renters Overburdened	53.57% ± 4.52pp
Total Population	89,826

Population and Household Demographics

Germantown is a city in Montgomery County, Maryland with a population of 89,826. There are 31,359 households in the city with an average household size of 2.86 persons. 32.87% of households in Germantown are renters.

Income and Rent Overburden in Germantown

The median gross income for households in Germantown is $84,615 a year, or $7,051 a month. The median rent for the city is $1,629 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Germantown, a household making less than $5,430 a month would be considered overburdened when renting an apartment at or above the median rent. 53.57% of households who rent are overburdened in Germantown.

Area Median Income In Germantown

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Germantown, the AMI is calculated from all households within Montgomery County.

In Germantown, HUD calculates the Area Median Income for a family of four as $152,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Germantown

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Germantown

	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
30% AMI Income Limits Renters earning up to 30% of the Germantown AMI may qualify for rental assistance programs that target Extremely Low Income households.	$31,650	$36,200	$40,700	$45,200	$48,850	$52,450	$56,050	$59,700
50% AMI Income Limits Renters earning up to 50% of the Germantown AMI may qualify for rental assistance programs that target Very Low Income households.	$52,750	$60,300	$67,850	$75,350	$81,400	$87,450	$93,450	$99,500
80% AMI Income Limits Renters earning up to 80% of the Germantown AMI may qualify for rental assistance programs that target Low Income households.	$66,750	$76,250	$85,800	$95,300	$102,950	$110,550	$118,200	$125,800