; Low Income Apartments For Rent in Union County, KY

Holly Park Apartments

724 East Lyon Street
Morganfield, Kentucky
Subsidized
Rent Assisted
Senior
Supportive
S515
RDRA

Pleasant View Apartments

7 S Holt Dr
Sturgis, Kentucky
Subsidized
Public Housing

Kelly Brook Apartments

221 S Holt Dr
Sturgis, Kentucky
Subsidized
PBRA
BMIR

Northside Apartments

43 Northside Ct
Morganfield, Kentucky
Subsidized
PBRA
BMIR

Union Villa Apts

701 S Webster St
Morganfield, Kentucky
Subsidized
Rent Assisted
Senior
Supportive
S515
RDRA

Ashmoor Apts

301 Kelsey Street #323
Sturgis, Kentucky
Rent Assisted
Senior
Supportive
S515

Morganfield Ha

738 Culver Ct
Morganfield, Kentucky
Subsidized
Public Housing
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There are 32 low-income apartments in Union County that offer reduced rents to eligible households.

Rental assistance programs support 222 low-income homes in Union County where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $228 towards rent each month.

Affordable rent data for some communities last confirmed on April 23rd, 2021. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving Union County, Kentucky

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)
Go to the Kentucky Public Housing and Low-Income Apartments Waiting Lists page for openings near Union County.

Union County, Kentucky Affordable Housing Data

Income Based Apartments in Union County, Kentucky

Union County features 222 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Union County, Kentucky

There are 32 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Union County.

Housing Choice Vouchers in Union County, Kentucky

On average, Section 8 Housing Choice vouchers pay Union County landlords $700 per month towards rent. The average voucher holder contributes $200 towards rent in Union County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Union County, Kentucky for a two-bedroom apartment is between $781 and $955.

2024 Union County, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Union County, Kentucky Fair Market Rent $629 $694 $868 $1,050 $1,156
Union County, Kentucky Payment Standard Range $566 to $692 $625 to $763 $781 to $955 $945 to $1,155 $1,040 to $1,272

Sourced from federal housing data and AffordableHousingOnline.com research.

Union County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 254
Total Housing Units with Rental Assistance 222
Percentage of Housing Units Occupied By Renters 27.81%
Average Renter Household Size 2.59
Average Household Size 2.43
Median Household Income $40,120 ±$3,015
Median Rent $543 ±$60
Percentage Of Renters Overburdened 44.8% ± 10.03pp
Total Population 15,138

Population and Household Demographics

Union County is a county in Kentucky with a population of 15,138. There are 5,562 households in the county with an average household size of 2.43 persons. 27.81% of households in Union County are renters.

Income and Rent Overburden in Union County

The median gross income for households in Union County is $40,120 a year, or $3,343 a month. The median rent for the county is $543 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Union County, a household making less than $1,810 a month would be considered overburdened when renting an apartment at or above the median rent. 44.8% of households who rent are overburdened in Union County.

Area Median Income In Union County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Union County, HUD calculates the Area Median Income for a family of four as $66,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Union County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Union County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Union County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$14,580 $19,720 $24,860 $30,000 $35,140 $37,900 $40,500 $43,100
50% AMI Income Limits
Renters earning up to 50% of the Union County AMI may qualify for rental assistance programs that target Very Low Income households.
$22,900 $26,150 $29,400 $32,650 $35,300 $37,900 $40,500 $43,100
80% AMI Income Limits
Renters earning up to 80% of the Union County AMI may qualify for rental assistance programs that target Low Income households.
$36,600 $41,800 $47,050 $52,250 $56,450 $60,650 $64,800 $69,000