Low Income Apartments For Rent in Radcliff, KY

Rental assistance programs support 89 low-income homes in Radcliff where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $325 towards rent each month.

Affordable rent data for some communities last confirmed on July 2nd, 2024. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving Radcliff, Kentucky

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority	Programs
Housing Authority of Radcliff	Public Housing
Kentucky Housing Corporation	Section 8 Housing Choice Voucher (HCV)

Go to the Kentucky Public Housing and Low-Income Apartments Waiting Lists page for openings near Radcliff.

Radcliff, Kentucky Affordable Housing Data

Income Based Apartments in Radcliff, Kentucky

Radcliff features 89 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Radcliff, Kentucky

There are 122 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Radcliff.

Housing Choice Vouchers in Radcliff, Kentucky

On average, Section 8 Housing Choice vouchers pay Radcliff landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Radcliff.

The maximum amount a voucher would pay on behalf of a low-income tenant in Radcliff, Kentucky for a two-bedroom apartment is between $903 and $1,103.

2024 Radcliff, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

	Studio	One BR	Two BR	Three BR	Four BR
Radcliff, Kentucky Fair Market Rent	$785	$790	$1,003	$1,385	$1,702
Radcliff, Kentucky Payment Standard Range	$707 to $864	$711 to $869	$903 to $1,103	$1,247 to $1,524	$1,532 to $1,872

Sourced from federal housing data and AffordableHousingOnline.com research.

Radcliff, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 13

Total Low Income Apartments 217

Total Housing Units with Rental Assistance 89

Percentage of Housing Units Occupied By Renters 51.36%

Average Renter Household Size 2.47

Average Household Size 2.54

Median Household Income $45,464 ±$3,582

Median Rent $683 ±$38

Percentage Of Renters Overburdened 44.15% ± 6.83pp

Total Population 22,913

Total Affordable Apartment Properties	13
Total Low Income Apartments	217
Total Housing Units with Rental Assistance	89
Percentage of Housing Units Occupied By Renters	51.36%
Average Renter Household Size	2.47
Average Household Size	2.54
Median Household Income	$45,464 ±$3,582
Median Rent	$683 ±$38
Percentage Of Renters Overburdened	44.15% ± 6.83pp
Total Population	22,913

Population and Household Demographics

Radcliff is a city in Hardin County, Kentucky with a population of 22,913. There are 8,949 households in the city with an average household size of 2.54 persons. 51.36% of households in Radcliff are renters.

Income and Rent Overburden in Radcliff

The median gross income for households in Radcliff is $45,464 a year, or $3,789 a month. The median rent for the city is $683 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Radcliff, a household making less than $2,277 a month would be considered overburdened when renting an apartment at or above the median rent. 44.15% of households who rent are overburdened in Radcliff.

Area Median Income In Radcliff

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Radcliff, the AMI is calculated from all households within Hardin County.

In Radcliff, HUD calculates the Area Median Income for a family of four as $82,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Radcliff

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Radcliff

	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
30% AMI Income Limits Renters earning up to 30% of the Radcliff AMI may qualify for rental assistance programs that target Extremely Low Income households.	$16,250	$19,720	$24,860	$30,000	$35,140	$40,280	$45,420	$50,560
50% AMI Income Limits Renters earning up to 50% of the Radcliff AMI may qualify for rental assistance programs that target Very Low Income households.	$27,050	$30,900	$34,750	$38,600	$41,700	$44,800	$47,900	$51,000
80% AMI Income Limits Renters earning up to 80% of the Radcliff AMI may qualify for rental assistance programs that target Low Income households.	$43,250	$49,400	$55,600	$61,750	$66,700	$71,650	$76,600	$81,550