; Low Income Apartments For Rent in Elkhart County, IN

1327 Hudson St Unit 1

1327 Hudson St
Elkhart, Indiana
$765
2 BR

415 North Elkhart Street

415 North Elkhart Street
Wakarusa, Indiana
$1,095
3 BR

916 Pearl St

916 Pearl St
Elkhart, Indiana
$908
2 BR

509 W High St Unit 101

509 W High St Unit 101
Elkhart, Indiana
$1,050
2 BR

1200 N Main St Unit 109

1200 N Main St Unit 109
Nappanee, Indiana
$1,000
2 BR

801 W Lincoln Ave

801 W Lincoln Ave
Goshen, Indiana
$1,350
3 BR

12030 CR 148

12030 CR 148
Ligonier, Indiana
$1,200
4 BR

1219 W Marion St Unit Lower

1219 W Marion St
Elkhart, Indiana
$800
3 BR

901 W Beardsley Ave Unit C

901 W Beardsley Ave Unit C
Elkhart, Indiana
$800
1 BR

119 N 5th St Unit 119 North 5th Street- 1

119 N 5th St
Elkhart, Indiana
$1,300
3 BR

227 Doctor M.L.K. Jr Dr

227 Doctor M.L.K. Jr Dr
Elkhart, Indiana
$995
2 BR

313 N Riverside Dr

313 N Riverside Dr
Elkhart, Indiana
$1,100
3 BR

601 W Franklin St Unit 601-A Franklin

601 W Franklin St
Elkhart, Indiana
$625
1 BR

212 1/2-212 E Washington St Unit 212 1/2 E Washington

212 1/2-212 E Washington St
Goshen, Indiana
$575
1 BR

54686 Co Rd 19

54686 Co Rd 19
Bristol, Indiana
$899
3 BR
Showing Results 31-45

There are 994 low-income apartments in Elkhart County that offer reduced rents to eligible households. Low-income rents in Elkhart County, Indiana can range from $305 to $910 depending on the number of bedrooms.

Rental assistance programs support 1,643 low-income homes in Elkhart County where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $309 towards rent each month.

Affordable rent data for some communities last confirmed on July 2nd, 2024. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving Elkhart County, Indiana

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Brightpoint Section 8 Housing Choice Voucher (HCV)
Go to the Indiana Public Housing and Low-Income Apartments Waiting Lists page for openings near Elkhart County.

Elkhart County, Indiana Affordable Housing Data

Income Based Apartments in Elkhart County, Indiana

Elkhart County features 1,643 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Elkhart County, Indiana

There are 994 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Elkhart County.

Housing Choice Vouchers in Elkhart County, Indiana

On average, Section 8 Housing Choice vouchers pay Elkhart County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Elkhart County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Elkhart County, Indiana for a two-bedroom apartment is between $992 and $1,212.

2024 Elkhart County, Indiana Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Elkhart County, Indiana Fair Market Rent $849 $879 $1,102 $1,415 $1,468
Elkhart County, Indiana Payment Standard Range $764 to $934 $791 to $967 $992 to $1,212 $1,274 to $1,557 $1,321 to $1,615

Sourced from federal housing data and AffordableHousingOnline.com research.

Elkhart County, IN Affordable Housing Snapshot

Total Affordable Apartment Properties 71
Total Low Income Apartments 2,729
Total Housing Units with Rental Assistance 1,643
Percentage of Housing Units Occupied By Renters 30.5%
Average Renter Household Size 2.63
Average Household Size 2.80
Median Household Income $47,913 ±$1,143
Median Rent $719 ±$13
Percentage Of Renters Overburdened 43.05% ± 2.79pp
Total Population 200,685

Population and Household Demographics

Elkhart County is a county in Indiana with a population of 200,685. There are 70,439 households in the county with an average household size of 2.80 persons. 30.5% of households in Elkhart County are renters.

Income and Rent Overburden in Elkhart County

The median gross income for households in Elkhart County is $47,913 a year, or $3,993 a month. The median rent for the county is $719 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Elkhart County, a household making less than $2,397 a month would be considered overburdened when renting an apartment at or above the median rent. 43.05% of households who rent are overburdened in Elkhart County.

Area Median Income In Elkhart County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Elkhart County, HUD calculates the Area Median Income for a family of four as $79,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Elkhart County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Elkhart County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Elkhart County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$16,800 $19,720 $24,860 $30,000 $35,140 $40,280 $45,420 $50,560
50% AMI Income Limits
Renters earning up to 50% of the Elkhart County AMI may qualify for rental assistance programs that target Very Low Income households.
$28,000 $32,000 $36,000 $39,950 $43,150 $46,350 $49,550 $52,750
80% AMI Income Limits
Renters earning up to 80% of the Elkhart County AMI may qualify for rental assistance programs that target Low Income households.
$44,750 $51,150 $57,550 $63,900 $69,050 $74,150 $79,250 $84,350