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There are 459 low-income apartments in Rock Island that offer reduced rents to eligible households.
Rental assistance programs support 1,313 low-income homes in Rock Island where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $315 towards rent each month.
Affordable rent data for some communities last confirmed on June 25th, 2024. Subdsidized rents typically change once a year based on federal guidance.
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Housing Authority | Programs |
---|---|
Greater Metropolitan Area Housing Authority of Rock Island County | Section 8 Housing Choice Voucher (HCV); Public Housing |
Rock Island Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
Rock Island features 1,313 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
There are 459 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Rock Island.
On average, Section 8 Housing Choice vouchers pay Rock Island landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in Rock Island.
The maximum amount a voucher would pay on behalf of a low-income tenant in Rock Island, Illinois for a two-bedroom apartment is between $858 and $1,048.
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
Studio | One BR | Two BR | Three BR | Four BR | |
---|---|---|---|---|---|
Rock Island, Illinois Fair Market Rent | $646 | $773 | $953 | $1,247 | $1,437 |
Rock Island, Illinois Payment Standard Range | $581 to $711 | $696 to $850 | $858 to $1,048 | $1,122 to $1,372 | $1,293 to $1,581 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Total Affordable Apartment Properties | 35 |
---|---|
Total Low Income Apartments | 1,785 |
Total Housing Units with Rental Assistance | 1,313 |
Percentage of Housing Units Occupied By Renters | 34.54% |
Average Renter Household Size | 2.31 |
Average Household Size | 2.34 |
Median Household Income | $41,243 ±$1,549 |
Median Rent | $707 ±$26 |
Percentage Of Renters Overburdened | 53.04% ± 5.84pp |
Total Population | 38,946 |
Rock Island is a city in Rock Island County, Illinois with a population of 38,946. There are 15,451 households in the city with an average household size of 2.34 persons. 34.54% of households in Rock Island are renters.
The median gross income for households in Rock Island is $41,243 a year, or $3,437 a month. The median rent for the city is $707 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Rock Island, a household making less than $2,357 a month would be considered overburdened when renting an apartment at or above the median rent. 53.04% of households who rent are overburdened in Rock Island.
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Rock Island, the AMI is calculated from all households within Rock Island County.
In Rock Island, HUD calculates the Area Median Income for a family of four as $88,400
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
---|---|---|---|---|---|---|---|---|
30% AMI Income Limits Renters earning up to 30% of the Rock Island AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$18,550 | $21,200 | $24,860 | $30,000 | $35,140 | $40,280 | $45,420 | $50,560 |
50% AMI Income Limits Renters earning up to 50% of the Rock Island AMI may qualify for rental assistance programs that target Very Low Income households. |
$30,950 | $35,400 | $39,800 | $44,200 | $47,750 | $51,300 | $54,850 | $58,350 |
80% AMI Income Limits Renters earning up to 80% of the Rock Island AMI may qualify for rental assistance programs that target Low Income households. |
$49,500 | $56,600 | $63,650 | $70,700 | $76,400 | $82,050 | $87,700 | $93,350 |