Low Income Apartments For Rent in North Chicago, IL

Rental assistance programs support 487 low-income homes in North Chicago where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $344 towards rent each month.

Affordable rent data for some communities last confirmed on July 2nd, 2024. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving North Chicago, Illinois

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority	Programs
Lake County Housing Authority	Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency
Housing Authority of the City of North Chicago	Section 8 Housing Choice Voucher (HCV); Public Housing

Go to the Illinois Public Housing and Low-Income Apartments Waiting Lists page for openings near North Chicago.

North Chicago, Illinois Affordable Housing Data

Income Based Apartments in North Chicago, Illinois

North Chicago features 487 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in North Chicago, Illinois

There are 230 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in North Chicago.

Housing Choice Vouchers in North Chicago, Illinois

On average, Section 8 Housing Choice vouchers pay North Chicago landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in North Chicago.

The maximum amount a voucher would pay on behalf of a low-income tenant in North Chicago, Illinois for a two-bedroom apartment is between $1,543 and $1,885.

2024 North Chicago, Illinois Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

	Studio	One BR	Two BR	Three BR	Four BR
North Chicago, Illinois Fair Market Rent	$1,399	$1,507	$1,714	$2,182	$2,583
North Chicago, Illinois Payment Standard Range	$1,259 to $1,539	$1,356 to $1,658	$1,543 to $1,885	$1,964 to $2,400	$2,325 to $2,841

Sourced from federal housing data and AffordableHousingOnline.com research.

North Chicago, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 10

Total Low Income Apartments 719

Total Housing Units with Rental Assistance 487

Percentage of Housing Units Occupied By Renters 63.29%

Average Renter Household Size 2.81

Average Household Size 3.01

Median Household Income $41,250 ±$2,536

Median Rent $1,066 ±$43

Percentage Of Renters Overburdened 53.07% ± 5.49pp

Total Population 29,925

Total Affordable Apartment Properties	10
Total Low Income Apartments	719
Total Housing Units with Rental Assistance	487
Percentage of Housing Units Occupied By Renters	63.29%
Average Renter Household Size	2.81
Average Household Size	3.01
Median Household Income	$41,250 ±$2,536
Median Rent	$1,066 ±$43
Percentage Of Renters Overburdened	53.07% ± 5.49pp
Total Population	29,925

Population and Household Demographics

North Chicago is a city in Lake County, Illinois with a population of 29,925. There are 6,699 households in the city with an average household size of 3.01 persons. 63.29% of households in North Chicago are renters.

Income and Rent Overburden in North Chicago

The median gross income for households in North Chicago is $41,250 a year, or $3,438 a month. The median rent for the city is $1,066 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In North Chicago, a household making less than $3,553 a month would be considered overburdened when renting an apartment at or above the median rent. 53.07% of households who rent are overburdened in North Chicago.

Area Median Income In North Chicago

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For North Chicago, the AMI is calculated from all households within Lake County.

In North Chicago, HUD calculates the Area Median Income for a family of four as $112,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in North Chicago

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in North Chicago

	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
30% AMI Income Limits Renters earning up to 30% of the North Chicago AMI may qualify for rental assistance programs that target Extremely Low Income households.	$23,200	$26,500	$29,800	$33,100	$35,750	$40,280	$45,420	$50,560
50% AMI Income Limits Renters earning up to 50% of the North Chicago AMI may qualify for rental assistance programs that target Very Low Income households.	$38,650	$44,150	$49,650	$55,150	$59,600	$64,000	$68,400	$72,800
80% AMI Income Limits Renters earning up to 80% of the North Chicago AMI may qualify for rental assistance programs that target Low Income households.	$61,800	$70,600	$79,450	$88,250	$95,350	$102,400	$109,450	$116,500