; Low Income Apartments For Rent in Naperville, IL

Countrywood Apartments

787 Inland Circle #101
Naperville, Illinois
Rent Assisted
LIHTC
Call For Rent
1-2 BR

Martin Ave Apartments

310 Martin Ave
Naperville, Illinois
Subsidized
PBRA

Ogden Manor

395 W Odgen Ave
Naperville, Illinois
Subsidized
Rent Assisted
PBRA
LIHTC
Family Self-Sufficiency
BMIR
Call For Rent
1-3 BR

Charles Court

300 N Charles St
Naperville, Illinois
Subsidized
PBRA
BMIR

Maple Court Hm 09

1135 W Ogden Ave
Naperville, Illinois
Rent Assisted
HOME

Katherine Manor 208

1141 Iroquois Ave
Naperville, Illinois
Rent Assisted
LIHTC

Olympus Place

5 Olympus Dr
Naperville, Illinois
Subsidized
Rent Assisted
HOME
PBV
Income Based
1-2 BR

Naper Grove Comm.

1200 Rhodes Ln
Naperville, Illinois
Rent Assisted
LIHTC
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There are 227 low-income apartments in Naperville that offer reduced rents to eligible households.

Rental assistance programs support 275 low-income homes in Naperville where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $406 towards rent each month.

Affordable rent data for some communities last confirmed on June 7th, 2024. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving Naperville, Illinois

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
DuPage Housing Authority Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV); Homeownership
Go to the Illinois Public Housing and Low-Income Apartments Waiting Lists page for openings near Naperville.

Naperville, Illinois Affordable Housing Data

Income Based Apartments in Naperville, Illinois

Naperville features 275 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Naperville, Illinois

There are 227 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Naperville.

Housing Choice Vouchers in Naperville, Illinois

On average, Section 8 Housing Choice vouchers pay Naperville landlords $1,000 per month towards rent. The average voucher holder contributes $400 towards rent in Naperville.

The maximum amount a voucher would pay on behalf of a low-income tenant in Naperville, Illinois for a two-bedroom apartment is between $1,543 and $1,885.

2024 Naperville, Illinois Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Naperville, Illinois Fair Market Rent $1,399 $1,507 $1,714 $2,182 $2,583
Naperville, Illinois Payment Standard Range $1,259 to $1,539 $1,356 to $1,658 $1,543 to $1,885 $1,964 to $2,400 $2,325 to $2,841

Sourced from federal housing data and AffordableHousingOnline.com research.

Naperville, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 8
Total Low Income Apartments 502
Total Housing Units with Rental Assistance 275
Percentage of Housing Units Occupied By Renters 23.83%
Average Renter Household Size 2.42
Average Household Size 2.84
Median Household Income $109,468 ±$2,956
Median Rent $1,308 ±$35
Percentage Of Renters Overburdened 40.53% ± 3.65pp
Total Population 145,058

Population and Household Demographics

Naperville is a city in DuPage County, Illinois with a population of 145,058. There are 50,073 households in the city with an average household size of 2.84 persons. 23.83% of households in Naperville are renters.

Income and Rent Overburden in Naperville

The median gross income for households in Naperville is $109,468 a year, or $9,122 a month. The median rent for the city is $1,308 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Naperville, a household making less than $4,360 a month would be considered overburdened when renting an apartment at or above the median rent. 40.53% of households who rent are overburdened in Naperville.

Area Median Income In Naperville

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Naperville, the AMI is calculated from all households within DuPage County.

In Naperville, HUD calculates the Area Median Income for a family of four as $112,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Naperville

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Naperville

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Naperville AMI may qualify for rental assistance programs that target Extremely Low Income households.
$23,200 $26,500 $29,800 $33,100 $35,750 $40,280 $45,420 $50,560
50% AMI Income Limits
Renters earning up to 50% of the Naperville AMI may qualify for rental assistance programs that target Very Low Income households.
$38,650 $44,150 $49,650 $55,150 $59,600 $64,000 $68,400 $72,800
80% AMI Income Limits
Renters earning up to 80% of the Naperville AMI may qualify for rental assistance programs that target Low Income households.
$61,800 $70,600 $79,450 $88,250 $95,350 $102,400 $109,450 $116,500