; Low Income Apartments For Rent in Cumberland County, IL

Apply to Cumberland County Apartment Waiting Lists

Toledo Manor Apartments Toledo

202 E Main St
Toledo, Illinois
Subsidized
Rent Assisted
Senior
Supportive
LIHTC
S515
RDRA

Greenup Manor Apartments Greenup

306 W Cumberland St
Greenup, Illinois
Subsidized
Rent Assisted
Senior
Supportive
LIHTC
S515
RDRA

Greenup

336 W 8th St
Neoga, Illinois
Subsidized
Public Housing
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There are 0 low-income apartments in Cumberland County that offer reduced rents to eligible households.

Rental assistance programs support 110 low-income homes in Cumberland County where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $-4 towards rent each month.

Affordable rent data for some communities last confirmed on June 7th, 2024. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving Cumberland County, Illinois

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Housing Authority of the County of Cumberland Il. Section 8 Housing Choice Voucher (HCV); Public Housing
Go to the Illinois Public Housing and Low-Income Apartments Waiting Lists page for openings near Cumberland County.

Cumberland County, Illinois Affordable Housing Data

Income Based Apartments in Cumberland County, Illinois

Cumberland County features 110 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cumberland County, Illinois

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cumberland County.

Housing Choice Vouchers in Cumberland County, Illinois

On average, Section 8 Housing Choice vouchers pay Cumberland County landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Cumberland County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cumberland County, Illinois for a two-bedroom apartment is between $726 and $888.

2024 Cumberland County, Illinois Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Cumberland County, Illinois Fair Market Rent $553 $614 $807 $976 $1,075
Cumberland County, Illinois Payment Standard Range $498 to $608 $553 to $675 $726 to $888 $878 to $1,074 $968 to $1,183

Sourced from federal housing data and AffordableHousingOnline.com research.

Cumberland County, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 110
Total Housing Units with Rental Assistance 110
Percentage of Housing Units Occupied By Renters 19.33%
Average Renter Household Size 2.52
Average Household Size 2.51
Median Household Income $46,061 ±$3,690
Median Rent $515 ±$28
Percentage Of Renters Overburdened 28.93% ± 6.61pp
Total Population 10,943

Population and Household Demographics

Cumberland County is a county in Illinois with a population of 10,943. There are 4,310 households in the county with an average household size of 2.51 persons. 19.33% of households in Cumberland County are renters.

Income and Rent Overburden in Cumberland County

The median gross income for households in Cumberland County is $46,061 a year, or $3,838 a month. The median rent for the county is $515 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cumberland County, a household making less than $1,717 a month would be considered overburdened when renting an apartment at or above the median rent. 28.93% of households who rent are overburdened in Cumberland County.

Area Median Income In Cumberland County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cumberland County, HUD calculates the Area Median Income for a family of four as $89,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cumberland County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cumberland County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Cumberland County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$17,500 $20,000 $24,860 $30,000 $35,140 $40,280 $45,420 $50,560
50% AMI Income Limits
Renters earning up to 50% of the Cumberland County AMI may qualify for rental assistance programs that target Very Low Income households.
$29,100 $33,250 $37,400 $41,550 $44,900 $48,200 $51,550 $54,850
80% AMI Income Limits
Renters earning up to 80% of the Cumberland County AMI may qualify for rental assistance programs that target Low Income households.
$46,550 $53,200 $59,850 $66,500 $71,850 $77,150 $82,500 $87,800