; Low Income Apartments For Rent in Phil Campbell, AL

Apply to Phil Campbell Apartment Waiting Lists

Campbell Arms II

76 Campbell Arms Cir
Phil Campbell, Alabama
Subsidized
Rent Assisted
Senior
Supportive
LIHTC
S515
RDRA

Stalcup Circle

14 Underwood Cir
Phil Campbell, Alabama
Subsidized
Public Housing
Showing Results 1-15
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There are 0 low-income apartments in Phil Campbell that offer reduced rents to eligible households.

Rental assistance programs support 78 low-income homes in Phil Campbell where households pay rent based on how much they earn. For 2024, elgible households participating in federally assisted housing pay an average of $-4 towards rent each month.

Affordable rent data for some communities last confirmed on June 7th, 2024. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving Phil Campbell, Alabama

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Phil Campbell Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Go to the Alabama Public Housing and Low-Income Apartments Waiting Lists page for openings near Phil Campbell.

Phil Campbell, Alabama Affordable Housing Data

Income Based Apartments in Phil Campbell, Alabama

Phil Campbell features 78 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Phil Campbell, Alabama

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Phil Campbell.

Housing Choice Vouchers in Phil Campbell, Alabama

On average, Section 8 Housing Choice vouchers pay Phil Campbell landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Phil Campbell.

The maximum amount a voucher would pay on behalf of a low-income tenant in Phil Campbell, Alabama for a two-bedroom apartment is between $771 and $943.

2024 Phil Campbell, Alabama Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Phil Campbell, Alabama Fair Market Rent $642 $763 $857 $1,042 $1,321
Phil Campbell, Alabama Payment Standard Range $578 to $706 $687 to $839 $771 to $943 $938 to $1,146 $1,189 to $1,453

Sourced from federal housing data and AffordableHousingOnline.com research.

Phil Campbell, AL Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 78
Total Housing Units with Rental Assistance 78
Percentage of Housing Units Occupied By Renters 30.98%
Average Renter Household Size 2.79
Average Household Size 2.62
Median Household Income $25,852 ±$11,466
Median Rent $433 ±$125
Percentage Of Renters Overburdened 36.76% ± 19.01pp
Total Population 1,149

Population and Household Demographics

Phil Campbell is a city in Franklin County, Alabama with a population of 1,149. There are 439 households in the city with an average household size of 2.62 persons. 30.98% of households in Phil Campbell are renters.

Income and Rent Overburden in Phil Campbell

The median gross income for households in Phil Campbell is $25,852 a year, or $2,154 a month. The median rent for the city is $433 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Phil Campbell, a household making less than $1,443 a month would be considered overburdened when renting an apartment at or above the median rent. 36.76% of households who rent are overburdened in Phil Campbell.

Area Median Income In Phil Campbell

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Phil Campbell, the AMI is calculated from all households within Franklin County.

In Phil Campbell, HUD calculates the Area Median Income for a family of four as $61,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Phil Campbell

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Phil Campbell

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Phil Campbell AMI may qualify for rental assistance programs that target Extremely Low Income households.
$14,580 $19,720 $24,860 $30,000 $35,140 $37,850 $40,450 $43,050
50% AMI Income Limits
Renters earning up to 50% of the Phil Campbell AMI may qualify for rental assistance programs that target Very Low Income households.
$22,850 $26,100 $29,350 $32,600 $35,250 $37,850 $40,450 $43,050
80% AMI Income Limits
Renters earning up to 80% of the Phil Campbell AMI may qualify for rental assistance programs that target Low Income households.
$36,550 $41,750 $46,950 $52,150 $56,350 $60,500 $64,700 $68,850